Vehicle Loans in Smithfield, UT

If you’re shopping for a new car in Smithfield, UT, knowing the latest interest rates can save you money. Compare current loans from local credit unions and banks to find rates that fit your budget and get you driving sooner.

Smithfield drivers enjoy fast approvals and personalized service from trusted lenders who understand our community. Start comparing offers today to secure a low-rate vehicle loan that makes buying your next car simple and stress-free.

NewUsed

Filters

Lender
APR
Term
Link
Info
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
macu
4.99 - 5.24 %
5 - 6 Yrs
∞
dfcu
5.24 - 6.24 %
2 - 7 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Mountain America's auto loans range from 4.99% to 5.24% , with no change in rates over the past 7 and 30 days. Recreational vehicle loans are priced between 7.24% and 7.49% APR, also showing no change from a week or a month ago.

Deseret First's auto loans with APRs ranging from 5.24% to 6.24% , which have not changed in the past 90 days. Motorcycle loans have a fixed APR of 7.99% . Recreational loans range from 7.99% to 8.49% , also showing no change over the last 90 days. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Smithfield, UT

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🏘️ All the Lenders Available in Cache County, UT

✅GOLDENWEST FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅MEMBERS FIRST 67153 CREDIT UNION
✅PRESTO LEWISTON EMPLOYEES CREDIT UNION
✅LOGAN MEDICAL FEDERAL CREDIT UNION
✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅NEW HEIGHTS FEDERAL CREDIT UNION
✅ELEVATE FEDERAL CREDIT UNION

Compare other loan types in Smithfield, UT

Why compare Vehicle Loans in Smithfield, UT on LendMesh

If you’re searching for current new car interest rates in Smithfield, UT, it pays to keep exploring your options on LendMesh. Comparing offers from multiple lenders helps you uncover better deals and potentially lower rates, giving you more control over your car financing. Take your time and see what works best for your budget—LendMesh is here to make the process simple and transparent.

Stay informed by subscribing to LendMesh’s personalized alerts tailored for Smithfield car buyers. Just set your target rate, and we’ll notify you as soon as loan offers dip below your goal. You’ll also get expert insights, rate trends, and curated deals delivered weekly or monthly—helping you stay ahead and secure the best financing when the time is right.

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