Auto Loans in Boise, ID 83705

Looking for car credit in Boise, ID? Compare loan offers quickly from trusted local lenders to find the best rates and terms that fit your budget. Whether it’s a new or used vehicle, getting approved fast has never been easier.

Start your car buying journey with confidence right here in Boise. By comparing multiple offers, you can save money and drive away with a loan tailored to your needs—all while supporting Idaho’s local community.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.74 - 6.24 %

3 - 7 Yrs

∞

4.74 - 5.99 %

3 - 7 Yrs

∞

4.74 - 14.99 %

7 Yrs

∞

4.85 - 5.1 %

6 Yrs

∞

4.99 - 8.49 %

3 - 7 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 5.24 %

5 - 6 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

5.44 - 8.39 %

4 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Goldenwest's auto loan rates range from 4.74% to 5.99% APR, which is up from 7 and 30 days ago. Recreational loan rates are between 6.99% and 9.24% APR and have stayed the same compared to 7 and 30 days ago. Numerica's auto loan rates range from 4.74% to 14.99% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are between 6.24% and 17.9% APR and have also stayed the same compared to 7 and 30 days ago.

Potlatch No. 1 Financial has auto loan rates ranging from 4.85% to 5.1% APR, which are unchanged from 7 and 30 days ago but up from 30 and 90 days ago. Recreational loan rates are between 6.99% and 7.24% APR, with no change over the past 7, 30, or 60 days. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

Mountain America's auto loans range from 4.99% to 5.24% , with no change in rates over the past 7 and 30 days. Recreational vehicle loans are priced between 7.24% and 7.49% APR, also showing no change from a week or a month ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Boise, ID

IDAHO CENTRAL CREDIT UNION — 2770 S VISTA AVE BOISE ID 83705

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Ada County, ID

✅CAPITAL EDUCATORS FEDERAL CREDIT UNION

✅FIRST TECHNOLOGY FEDERAL CREDIT UNION

✅IDAHO CENTRAL CREDIT UNION

✅WESTMARK CREDIT UNION

✅TRUGROCER FEDERAL CREDIT UNION

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION

✅HORIZON 67264 CREDIT UNION

✅CONNECTIONS CREDIT UNION

✅CLARITY CREDIT UNION

✅IDAHO UNITED CREDIT UNION

✅POTLATCH NO 1 FINANCIAL CREDIT UNION

✅LOOKOUT FEDERAL CREDIT UNION

✅PIONEER FEDERAL CREDIT UNION

✅NORTHWEST CHRISTIAN CREDIT UNION

✅GOLDENWEST FEDERAL CREDIT UNION

✅BEEHIVE FEDERAL CREDIT UNION

✅FRONTIER CREDIT UNION

✅AMERICA FIRST FEDERAL CREDIT UNION

✅BOISE FIRE DEPARTMENT CREDIT UNION

Compare other loan types in Boise, ID

Why compare Vehicle Loans in Boise, ID on LendMesh

If you're searching for car credit in Boise, ID, it pays to keep comparing lenders on LendMesh. Exploring multiple options helps you uncover better deals and lower rates tailored to your needs. Take your time browsing to find a loan that fits your budget and gets you closer to driving your ideal vehicle without overspending.

To stay informed effortlessly, consider subscribing to LendMesh’s alerts. Just set your target rate—say 4% or 5%—and we’ll notify you when offers dip below that mark. You’ll receive weekly or monthly updates packed with expert tips, rate trends, and carefully selected loan opportunities, helping Boise drivers like you make smarter, more timely decisions.

Customers are also interested in:

Car Credit