Vehicle Loans in El Paso, TX

Ready to find today’s best auto loan rates in El Paso, TX? Compare offers from trusted local lenders quickly and easily to secure a rate that fits your budget and gets you behind the wheel faster.

Whether you’re buying new or used, local credit unions and banks offer competitive rates with fast approvals. Start comparing now to save more and drive off with confidence in El Paso.

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Lender
APR
Term
Link
Info
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
∞
fccu
3.99 - 17.44 %
3 - 7 Yrs
∞
uhcu
3.99 - 6.09 %
3.1 - 7 Yrs
∞
swacu
4.19 - 15.25 %
3 - 6 Yrs
∞
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
∞
houstonfcu
4.25 - 6.25 %
0.1 - 7 Yrs
∞
penfed
4.34 - 6.24 %
3 - 7 Yrs
∞
bcu
4.39 - 7.19 %
3.1 - 7 Yrs
∞
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. First Community's auto loans range from 3.99% to 17.44% , with no change from 7, 60, or 90 days ago. Motorcycle loans range from 7.79% to 17.99% , also showing no change from 7 or 30 days ago. Recreational loans have a range of 5.99% to 17.74% , which is down from 60 and 90 days ago but steady compared to 7 and 30 days ago.

United Heritage's auto loan rates range from 3.99% to 6.09% APR today, with no change from 7 or 30 days ago. Recreational loan rates are higher, ranging from 6.19% to 10.79% , and have gone up since 7 days ago but down compared to 30 days ago. Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% .

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7 or 30 days. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Houston's auto loans with APRs ranging from 4.25% to 6.25% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.5% and 9.25% , which have also stayed the same over the past 7 and 30 days.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with rates ranging from 2.64% to 7.19% APR today. These rates are down from both 7 and 30 days ago, and also lower compared to 60 and 90 days ago. Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days.

🏦 Local Lenders in El Paso, TX

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🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION
✅EVOLVE FEDERAL CREDIT UNION
✅GECU FEDERAL CREDIT UNION
✅RAIZ FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅NUSENDA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WHITE SANDS FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅MOUNTAIN STAR FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅ONE SOURCE FEDERAL CREDIT UNION

Compare other loan types in El Paso, TX

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