Vehicle Loans in El Paso, TX

Ready to buy a car in El Paso, TX? Comparing auto finance rates helps you find the best deal and save money. Local lenders understand our community and offer competitive rates that fit your budget.

Start your search today to see offers from trusted credit unions and banks right here in El Paso. With fast approvals and friendly service, getting behind the wheel of your next vehicle is easier than ever.

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Lender
APR
Term
Link
Info
amocofcu
4.84 - 15.59 %
1 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
skyone
4.99 - 6.99 %
3 - 7 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
meriwest
4.99 - 7.59 %
1 - 8 Yrs
chevronfcu
4.99 - 7.84 %
1 - 15 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
dupaco
5.19 - 5.59 %
4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Amoco's auto loan rates range from 4.84% to 15.59% APR today, which is up slightly from 7 and 30 days ago. Motorcycle loans have rates between 9.4% and 18% APR with no change in the past 30 days. Recreational loan rates are the same as motorcycle rates and have also stayed steady over the last 60 days. Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago.

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past month. Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Chevron's auto loan rates range from 4.99% to 8.34% APR today. These rates show no change compared to 7 and 30 days ago, and they are also steady from 60 days ago.

Farmers Insurance vehicle loans range from 4.99% to 7.49% for auto loans and 6.99% to 9.49% for recreational loans. Rates for both products show no change compared to 7 and 30 days ago. The auto loan range was slightly higher 90 days ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Dupaco Community's auto loan rates range from 5.19% to 8.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates stay the same at 7.09% to 10.04% APR over the same periods.

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