Vehicle Loans in El Paso, TX

Shopping for an auto loan in El Paso? Discover how comparing local rates can help you find the best deal and drive away with confidence. Whether it’s your first car or an upgrade, knowing the average interest rates here puts you in control of your budget.

El Paso lenders offer competitive rates with quick approvals and friendly service tailored to our community. Take a moment to compare offers from trusted credit unions and banks—saving money on your next vehicle is easier than you think.

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Lender
APR
Term
Link
Info
firstmarkcu
5.49 - 6.84 %
3 - 7 Yrs
gtfcu
5.51 %
7 Yrs
bfcu
5.54 - 16.55 %
4.1 - 6.5 Yrs
eecu
5.54 - 6.56 %
4 - 6.5 Yrs
dupaco
5.64 - 8.59 %
4 - 7 Yrs
rrcu
5.65 - 7.05 %
6 Yrs
tdecu
5.7 %
4 - 7 Yrs
truitycu
5.74 - 6.99 %
4 - 7 Yrs
truwest
5.75 - 15.75 %
4.1 - 15 Yrs
nusenda
5.75 - 7.25 %
5 - 7.5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-15

Credit Union Loan Rates - Trends & Analysis:

Firstmark's auto loans with APRs ranging from 5.49% to 6.84% , which have not changed in the past 7, 30, 60, or 90 days. Their other loan rates range from 6.75% to 9.5% . Greater Texas has an auto loan APR of 5.51% and a motorcycle loan APR of 7.66% . Both rates have stayed the same compared to 7 and 30 days ago. The recreational loan rate is 5.66% with no changes over the same periods. Barksdale's auto loans with APRs ranging from 5.54% to 16.55% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.99% and 17.15% , also showing no change over the same periods.

Eecu's auto loan rates range from 5.39% to 6.56% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Motorcycle loans have rates between 8.39% and 9.65% APR, showing no change over the past 90 days. Recreational loan rates range from 8.39% to 11.65% APR and have stayed steady for the last 60 days. Dupaco Community's auto loan rates range from 5.19% to 8.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates stay the same at 7.09% to 10.04% APR over the same periods.

Red River Employees has auto loan rates ranging from 4.6% to 7.05% APR, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loans range from 5.95% to 8.4% APR and have stayed the same over the past 7, 30, and 60 days. Texas Dow Employees has an auto loan rate of 5.7% APR today, with no change over the past 7 and 30 days. Motorcycle loans are at 6.69% APR, also unchanged. Recreational loans are 6.69% APR today, which is up from a range of 6.39% to 6.69% thirty days ago. Other loans remain steady at 6.39% APR compared to a week ago.

Truity's auto loan rates range from 5.24% to 6.99% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 8.99% and 10.19% APR, also showing no change over the past 7 and 30 days. Truwest's auto loan rates range from 5.75% to 15.75% APR today, with no change from 7 days ago but down from 30 and 60 days ago. This shows a recent decrease in rates compared to earlier months. Nusenda's auto loan rates range from 4.49% to 7.25% APR and have not changed in the past 7, 30, or 60 days. Motorcycle loans are between 8.2% and 9.5% APR with no change in the last week. Recreational loans range from 8.75% to 11.25% APR and have also stayed the same over the past 7 days.

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