Vehicle Loans in El Paso, TX

Shopping for an auto loan in El Paso? Discover how comparing local rates can help you find the best deal and drive away with confidence. Whether it’s your first car or an upgrade, knowing the average interest rates here puts you in control of your budget.

El Paso lenders offer competitive rates with quick approvals and friendly service tailored to our community. Take a moment to compare offers from trusted credit unions and banks—saving money on your next vehicle is easier than you think.

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Lender
APR
Term
Link
Info
fecca
4.99 - 7.24 %
3.1 - 7 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
aplusfcu
5.24 - 6.49 %
0.5 - 7 Yrs
rallycu
5.24 - 18 %
7 Yrs
meriwest
5.24 - 7.59 %
1 - 7 Yrs
atfcu
5.29 - 6.24 %
1 - 7 Yrs
etpcu
5.29 - 5.99 %
chevronfcu
5.39 - 8.34 %
1 - 15 Yrs
techcu
5.49 - 15.74 %
1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-15

Credit Union Loan Rates - Trends & Analysis:

Fedex Employees Credit Association's auto loans with APRs ranging from 4.4% to 7.24% , which have not changed over the past 60 and 90 days. Motorcycle loan rates range from 6.29% to 10. Farmers Insurance vehicle loans range from 4.99% to 7.49% for auto loans and 6.99% to 9.49% for recreational loans. Rates for both products show no change compared to 7 and 30 days ago. The auto loan range was slightly higher 90 days ago. Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end.

A+ has auto loan rates ranging from 5.24% to 6.49% APR with no change in the past 90 days. Recreational vehicle loans are at 7.24% APR and have stayed steady over the last 60 days. Rally's auto loans with APRs ranging from 5.24% to 18% , which is up from 7 and 30 days ago. Recreational vehicle loans have rates between 5.99% and 18% , showing no change over the same periods. Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago.

Austin Telco's auto loan rates range from 5.29% to 6.24% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.04% APR with no change in the past 7 or 30 days. Recreational loan rates range from 7.49% to 8.49% APR and have stayed the same over the last 7 and 30 days. East Texas Professional has auto loan rates ranging from 4.79% to 5.99% APR, which are unchanged from 7 and 30 days ago but slightly up from 60 and 90 days ago. Motorcycle loans are between 6.99% and 7.49% APR with no change in the past 90 days. Recreational loans range from 7% to 8.5% APR and have also stayed steady over the same period.

Chevron's auto loan rates range from 4.99% to 8.34% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are higher than the rates from 90 days ago. Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago.

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Why compare Vehicle Loans in El Paso, TX on LendMesh

If you’re searching for the average auto loan interest rate in El Paso, TX, keep exploring your options on LendMesh. Comparing offers from multiple lenders can uncover better deals and lower rates tailored to your needs. Taking a little extra time now helps you save more over the life of your loan and drives you closer to the car you want with greater peace of mind.

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