Vehicle Loans in El Paso, TX

Shopping for an auto loan in El Paso? Discover how comparing local rates can help you find the best deal and drive away with confidence. Whether it’s your first car or an upgrade, knowing the average interest rates here puts you in control of your budget.

El Paso lenders offer competitive rates with quick approvals and friendly service tailored to our community. Take a moment to compare offers from trusted credit unions and banks—saving money on your next vehicle is easier than you think.

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Lender
APR
Term
Link
Info
houstonfcu
4.25 - 6.25 %
0.1 - 7 Yrs
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
fecca
4.4 - 6.99 %
3.1 - 7 Yrs
bvscu
4.49 - 17.24 %
4 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
nusenda
4.49 - 6.25 %
3 - 7.5 Yrs
rbfcu
4.49 - 18 %
2 - 7 Yrs
rrcu
4.6 - 6.75 %
7 Yrs
togethercu
4.64 - 5.99 %
wellbyfinancial
4.69 - 4.99 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Houston's auto loans with APRs ranging from 4.25% to 6.25% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.5% and 9.25% , which have also stayed the same over the past 7 and 30 days. Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Fedex Employees Credit Association's auto loans with APRs ranging from 4.4% to 7.24% , which have not changed over the past 60 and 90 days. Motorcycle loan rates range from 6.29% to 10.

Brazos Valley Schools has auto loan rates ranging from 4.49% to 17.49% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 30 and 60 days ago. No term is listed for this program. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Nusenda's auto loan rates range from 4.49% to 7.25% APR and have not changed in the past 7, 30, or 60 days. Motorcycle loans are between 8.2% and 9.5% APR with no change in the last week. Recreational loans range from 8.75% to 11.25% APR and have also stayed the same over the past 7 days.

Randolph Brooks has auto loan rates ranging from 4.49% to 18% APR, which are down from 30 days ago but the same as 7 days ago. Motorcycle and recreational loans both have rates between 5.95% and 18% APR, with no change over the past 7 and 30 days. Red River Employees has auto loan rates ranging from 4.6% to 7.05% APR, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loans range from 5.95% to 8.4% APR and have stayed the same over the past 7, 30, and 60 days.

Together's auto loans with APRs ranging from 4.64% to 5.99% , and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Jsc's auto loan rates range from 4.69% to 7.19% APR today, with no change from 7 or 30 days ago. Rates are up compared to 60 and 90 days ago, when the range was 4.39% to 6.89% .

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