Vehicle Loans in Odessa, TX

Looking for a vehicle loan in Odessa, TX? Comparing offers from local credit unions can help you find low monthly rates and flexible terms that fit your budget. Take a moment to explore your options and drive away with confidence.

Odessa residents trust credit unions for their friendly service and quick approvals. Whether you’re buying new or used, refinancing, or upgrading, finding the right loan here means keeping more money in your pocket while enjoying the ride.

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Lender
APR
Term
Link
Info
etpcu
4.79 %
5.5 Yrs
advancial
4.83 - 5.91 %
3 - 5 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
skyone
4.99 - 6.99 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
chevronfcu
4.99 - 5.64 %
1 - 7 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
meriwest
4.99 - 7.59 %
1 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

East Texas Professional has auto loan rates ranging from 4.79% to 5.99% APR, which are unchanged from 7 and 30 days ago but up slightly from 30 and 60 days ago. Motorcycle loans range from 6.99% to 7.49% APR with no change in the past 30 or 60 days. Recreational loans are between 7% and 8.5% APR and have also stayed the same over the last 60 days. Advancial's auto loan rates range from 4.83% to 5.91% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Other loan rates are between 6.31% and 7.66% APR, showing no change from 7 days ago and up from 90 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago.

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