If you’re shopping for a car loan in Lubbock, TX, knowing the average finance rates can help you make smarter choices. Compare offers from local lenders and credit unions to find the best deal tailored to your budget and needs.
Get ahead with low down payments and competitive rates right here in Lubbock. Whether it’s your first car or a refinance, exploring your options ensures you drive away with confidence and savings.
Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago.
Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . Chevron's auto loan rates range from 4.99% to 8.34% APR today. These rates show no change compared to 7 and 30 days ago, and they are also steady from 60 days ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.
America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past month. Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Farmers Insurance vehicle loans range from 4.99% to 7.49% for auto loans and 6.99% to 9.49% for recreational loans. Rates for both products show no change compared to 7 and 30 days ago. The auto loan range was slightly higher 90 days ago.
Dupaco Community's auto loan rates range from 5.19% to 8.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates stay the same at 7.09% to 10.04% APR over the same periods. Truity's auto loans with APRs ranging from 5.24% to 6.99% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 8.99% and 10.19% , also with no change over the same periods.
See the full lender directory — hours, services & financials →
If you’re searching for the average car finance rate in Lubbock, TX, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover competitive rates and find deals tailored to your budget. Taking a little extra time now could mean big savings down the road, so trust LendMesh to guide you toward smarter choices without any pressure.
Want to stay ahead of Lubbock’s loan rates? Subscribe to LendMesh for personalized alerts—just set your target rate, and we’ll notify you when offers drop below that. Choose weekly or monthly updates packed with expert insights, trending rates, and carefully selected loan deals. Join thousands of borrowers who rely on LendMesh to make informed decisions and catch the best opportunities as they happen.