Vehicle Loans in Lubbock, TX

If you’re shopping for a car loan in Lubbock, TX, knowing the average finance rates can help you make smarter choices. Compare offers from local lenders and credit unions to find the best deal tailored to your budget and needs.

Get ahead with low down payments and competitive rates right here in Lubbock. Whether it’s your first car or a refinance, exploring your options ensures you drive away with confidence and savings.

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Lender
APR
Term
Link
Info
aplusfcu
5.24 - 6.49 %
0.5 - 7 Yrs
techcu
5.24 - 15.49 %
1 - 7 Yrs
rallycu
5.24 - 18 %
7 Yrs
atfcu
5.29 - 6.24 %
1 - 7 Yrs
eecu
5.39 - 6.09 %
3 - 7 Yrs
firstmarkcu
5.49 - 6.84 %
3 - 7 Yrs
gtfcu
5.51 %
7 Yrs
bfcu
5.54 - 15.24 %
4.1 - 6.5 Yrs
tdecu
5.7 %
4 - 7 Yrs
truwest
5.75 - 15.75 %
4.1 - 15 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

A+'s Auto loans with APRs ranging from 5.24% to 6.49% , showing no change from 7 or 30 days ago. Recreational loans have a fixed APR of 7.24% , which has also remained steady over the same periods. Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Rally's auto loans with APRs ranging from 5.24% to 18% , which is up from 7 and 30 days ago. Recreational vehicle loans have rates between 5.99% and 18% , showing no change over the same periods.

Austin Telco's auto loan rates range from 5.29% to 6.24% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.04% APR with no change in the past 7 or 30 days. Recreational loan rates range from 7.49% to 8.49% APR and have stayed the same over the last 7 and 30 days. Eecu's auto loan rates range from 5.39% to 6.56% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Motorcycle loans have rates between 8.39% and 9.65% APR, showing no change over the past 90 days. Recreational loan rates range from 8.39% to 11.65% APR and have stayed steady for the last 60 days.

Firstmark's auto loans with APRs ranging from 5.49% to 6.84% , which have not changed in the past 7, 30, 60, or 90 days. Their other loan rates range from 6.75% to 9.5% . Greater Texas has an auto loan APR of 5.51% and a motorcycle loan APR of 7.66% . Both rates have stayed the same compared to 7 and 30 days ago. The recreational loan rate is 5.66% with no changes over the same periods. Barksdale's auto loans with APRs ranging from 5.54% to 16.55% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.99% and 17.15% , also showing no change over the same periods.

Texas Dow Employees has an auto loan rate of 5.7% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 6.69% APR, also unchanged over the same periods. Recreational loans are 6.69% APR now, up from a range of 6.39% to 6.69% thirty days ago. Truwest's auto loan rates range from 5.75% to 15.75% APR today, with no change from 7 days ago but down from 30 and 60 days ago. This shows a recent decrease in rates compared to earlier months.

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