Vehicle Loans in Lubbock, TX

If you’re shopping for a car loan in Lubbock, TX, knowing the average finance rates can help you make smarter choices. Compare offers from local lenders and credit unions to find the best deal tailored to your budget and needs.

Get ahead with low down payments and competitive rates right here in Lubbock. Whether it’s your first car or a refinance, exploring your options ensures you drive away with confidence and savings.

NewUsed

Filters

Lender
APR
Term
Link
Info
gcefcu
3.99 - 5.49 %
3 - 7 Yrs
fccu
3.99 - 17.44 %
3 - 7 Yrs
deltacommunitycu
3.99 - 16.09 %
0.1 - 7 Yrs
swacu
4.19 - 15.25 %
3 - 6 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
houstonfcu
4.25 - 6.25 %
0.1 - 7 Yrs
penfed
4.34 - 6.24 %
3 - 7 Yrs
bcu
4.39 - 7.19 %
3.1 - 7 Yrs
chartway
4.4 - 5.84 %
0.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Gulf Coast Educators's auto loans with APRs ranging from 3.99% to 5.49% , which have not changed in the past 7, 30, or 60 days. Recreational loans have rates between 7.49% and 8.74% , also showing no change over the same periods. First Community's auto loans range from 3.99% to 17.44% , with no change from 7, 60, or 90 days ago. Motorcycle loans range from 7.79% to 17.99% , also showing no change from 7 or 30 days ago. Recreational loans have a range of 5.99% to 17.74% , which is down from 60 and 90 days ago but steady compared to 7 and 30 days ago.

Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% .

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7 or 30 days. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Houston's auto loans with APRs ranging from 4.25% to 6.25% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.5% and 9.25% , which have also stayed the same over the past 7 and 30 days.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with rates ranging from 2.64% to 7.19% APR today. These rates are down from both 7 and 30 days ago, and also lower compared to 60 and 90 days ago. Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days.

🏦 Local Lenders in Lubbock, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Lubbock County, TX

Compare other loan types in Lubbock, TX

Why compare Vehicle Loans in Lubbock, TX on LendMesh

If you’re searching for the average car finance rate in Lubbock, TX, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover competitive rates and find deals tailored to your budget. Taking a little extra time now could mean big savings down the road, so trust LendMesh to guide you toward smarter choices without any pressure.

Want to stay ahead of Lubbock’s loan rates? Subscribe to LendMesh for personalized alerts—just set your target rate, and we’ll notify you when offers drop below that. Choose weekly or monthly updates packed with expert insights, trending rates, and carefully selected loan deals. Join thousands of borrowers who rely on LendMesh to make informed decisions and catch the best opportunities as they happen.

Customers are also interested in:

Average Car Finance Rate