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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-12
Credit Union Loan Rates - Trends & Analysis:
State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. First Community's auto loans range from 3.99% to 17.44% , with no change from 7, 60, or 90 days ago. Motorcycle loans range from 7.79% to 17.99% , also showing no change from 7 or 30 days ago. Recreational loans have a range of 5.99% to 17.74% , which is down from 60 and 90 days ago but steady compared to 7 and 30 days ago.
Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change over the past 7 and 30 days. Recreational loan rates are between 8.49% and 10.49% APR and have also stayed the same during that time. Neighborhood's auto loans with APRs ranging from 3.99% to 5.14% and recreational vehicle loans from 5.74% to 7.49% . These rates have shown no change compared to 7, 30, and 60 days ago.
Smart Financial's auto loans range from 3.99% to 16.99% , with no change in rates over the past 7 and 30 days. Motorcycle loans and recreational loans both start at 6.74% APR and also show no change compared to 7 and 30 days ago. Gulf Coast Educators's auto loans with APRs ranging from 3.99% to 5.49% , which have not changed in the past 7, 30, or 60 days. Recreational loans have rates between 7.49% and 8.74% , also showing no change over the same periods. United Heritage's auto loan rates range from 3.99% to 6.09% APR today, with no change from 7 or 30 days ago. Recreational loan rates are higher, ranging from 6.19% to 10.79% , and have gone up since 7 days ago but down compared to 30 days ago.
Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7 or 30 days.