Vehicle Loans in Lubbock, TX

Searching for the best vehicle loan rates in Lubbock, TX? Compare offers from local lenders to find low interest rates and flexible terms that fit your budget. Whether it’s a new or used car, getting the right loan is simpler than you think.

Lubbock drivers trust community credit unions and banks for friendly service and fast approvals. Start your journey to a new ride today by comparing loan options that help you save money and hit the road with confidence.

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Lender
APR
Term
Link
Info
gcefcu
3.99 - 5.49 %
3 - 7 Yrs
∞
fccu
3.99 - 17.44 %
3 - 7 Yrs
∞
deltacommunitycu
3.99 - 16.09 %
0.1 - 7 Yrs
∞
swacu
4.19 - 15.25 %
3 - 6 Yrs
∞
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
∞
houstonfcu
4.25 - 6.25 %
0.1 - 7 Yrs
∞
penfed
4.34 - 6.24 %
3 - 7 Yrs
∞
bcu
4.39 - 7.19 %
3.1 - 7 Yrs
∞
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Gulf Coast Educators's auto loans with APRs ranging from 3.99% to 5.49% , which have not changed in the past 7, 30, or 60 days. Recreational loans have rates between 7.49% and 8.74% , also showing no change over the same periods. First Community's auto loans range from 3.99% to 17.44% , with no change from 7, 60, or 90 days ago. Motorcycle loans range from 7.79% to 17.99% , also showing no change from 7 or 30 days ago. Recreational loans have a range of 5.99% to 17.74% , which is down from 60 and 90 days ago but steady compared to 7 and 30 days ago.

Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% .

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7 or 30 days. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Houston's auto loans with APRs ranging from 4.25% to 6.25% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.5% and 9.25% , which have also stayed the same over the past 7 and 30 days.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with rates ranging from 2.64% to 7.19% APR today. These rates are down from both 7 and 30 days ago, and also lower compared to 60 and 90 days ago. Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days.

🏦 Local Lenders in Lubbock, TX

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🏘️ All the Lenders Available in Lubbock County, TX

✅WESTEX FEDERAL CREDIT UNION
✅CAPROCK SANTA FE CREDIT UNION
✅TEXAS TECH FEDERAL CREDIT UNION
✅FIRST BASIN CREDIT UNION
✅ALLIANCE 97103 CREDIT UNION
✅CITIZENS FEDERAL CREDIT UNION
✅CAPITAL 24930 CREDIT UNION
✅COMPLEX COMMUNITY FEDERAL CREDIT UNION

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Why compare Vehicle Loans in Lubbock, TX on LendMesh

If you’re exploring vehicle loan rates in Lubbock, TX, taking time to compare offers on LendMesh can help you discover better deals and save money. Different lenders may have varying terms and rates, so browsing multiple options gives you a clearer picture and more control over your next car loan. There’s no rush—just explore at your own pace and make the choice that fits your budget best.

To make staying informed even easier, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and we’ll notify you whenever loan offers in Lubbock drop below that number. You’ll also get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping you stay ahead and seize the best opportunities when they arise.

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