Vehicle Loans in Lubbock, TX

Searching for the best auto loan offers in Lubbock, TX? Compare rates from trusted local lenders to find flexible terms that fit your budget and get you driving sooner. Whether it’s your first car or an upgrade, we make the process simple and stress-free.

Lubbock drivers trust us for quick approvals and low rates that help save money. Start comparing today to unlock deals tailored for you—because getting behind the wheel shouldn’t be complicated or costly. Your next vehicle is closer than you think!

NewUsed

Filters

Lender
APR
Term
Link
Info
texanscu
4.79 - 7.19 %
3.1 - 7 Yrs
r1cu
4.79 - 5.79 %
0.1 - 7 Yrs
advancial
4.83 - 5.91 %
3 - 5 Yrs
ecu
4.85 - 10.69 %
3 - 7 Yrs
togethercu
4.99 - 5.99 %
skyone
4.99 - 6.99 %
3 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Texans vehicle loan rates for autos range from 4.79% to 7.19% APR with no change over the past 7, 30, 60, or 90 days. Motorcycle loans have rates between 7.14% and 9.04% APR, also showing no change in the last 7 and 30 days. Recreational loans range from 7.99% to 10.49% APR and remain steady compared to 7 and 30 days but are up from 90 days ago. Resource One has auto loan rates ranging from 4.79% to 5.79% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 6.59% and 7.44% APR, also showing no change over the same periods.

Advancial's auto loan rates range from 4.83% to 5.91% APR today, with no change from 7 or 30 days ago. Other loan rates are between 6.31% and 7.66% APR, also steady compared to 7 days ago but up from 90 days ago. Educators vehicle loans range from 4.8% to 10.69% today. The rates are unchanged from 7 and 30 days ago but are up slightly from 30 and 60 days ago. This applies to their Auto loans. Together's auto loans with APRs ranging from 4.64% to 5.99% , and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days.

Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .

Farmers Insurance vehicle loans range from 4.99% to 7.49% for auto loans and 6.99% to 9.49% for recreational loans. Rates for both products show no change compared to 7 and 30 days ago. The auto loan range was slightly higher 90 days ago.

🏦 Local Lenders in Lubbock, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Lubbock County, TX

Compare other loan types in Lubbock, TX

Why compare Vehicle Loans in Lubbock, TX on LendMesh

If you’re searching for auto loan offers in Lubbock, TX, take your time comparing options on LendMesh to find rates that fit your budget. Exploring multiple lenders helps you uncover better deals and potentially save hundreds over the life of your loan. With LendMesh, you have a straightforward way to review competitive offers from trusted banks and credit unions all in one place.

For even more convenience, consider subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—say 4% or 5%—and we’ll notify you when offers drop below that mark. You’ll get weekly or monthly updates packed with expert tips, rate trends, and hand-picked loan deals straight to your inbox. Join many smart Lubbock borrowers who use LendMesh to stay informed and secure the best auto loan.

Customers are also interested in:

Auto Loan Offers