Vehicle Loans in Pharr, TX

Shopping for a car in Pharr, TX? Comparing auto loan APRs can help you find the best deal for your budget, whether you’re buying new or used. We make it simple to see offers from trusted local lenders all in one place.

Save time and money by checking rates from credit unions and banks serving Pharr. With friendly service and competitive terms, you’ll drive away knowing you got a great rate tailored for our community.

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Lender
APR
Term
Link
Info
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
houstonfcu
4.25 - 6.25 %
0.1 - 7 Yrs
raiz
4.25 %
5.5 Yrs
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
nusenda
4.49 - 6.25 %
3 - 7.5 Yrs
bvscu
4.49 - 17.24 %
4 - 7 Yrs
rbfcu
4.49 - 18 %
2 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
rrcu
4.6 - 6.75 %
7 Yrs
togethercu
4.64 - 5.99 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Houston's auto loans with APRs ranging from 4.25% to 6.25% , which have not changed in the past 7, 30, or 60 days. Recreational vehicle loans have rates between 7.5% and 9.25% , also showing no change over the same periods. Raiz has an auto loan with an APR of 4.25% today. This rate is the same as it was 7 days ago but down from the range of 4.99% to 5.49% sixty days ago.

Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Nusenda's auto loan rates range from 4.49% to 7.25% APR and have not changed in the past 7, 30, or 60 days. Motorcycle loans are between 8.2% and 9.5% APR with no change in the last week. Recreational loans range from 8.75% to 11.25% APR and have also stayed the same over the past 7 days.

Brazos Valley Schools has auto loan rates ranging from 4.49% to 17.49% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 30 and 60 days ago. No term is listed for this program. Randolph Brooks has auto loan rates ranging from 4.49% to 18% APR, which is down from 7 and 30 days ago. Motorcycle loans and recreational vehicle loans both have rates from 5.95% to 18% APR with no change in the past 7 or 30 days. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Red River Employees has auto loan rates ranging from 4.6% to 7.05% APR, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loans range from 5.95% to 8.4% APR and have stayed the same over the past 7, 30, and 60 days. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days.

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If you’re searching for the best auto loan APR in Pharr, TX, it pays to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and lower rates, giving you more control over your car financing. Take your time and use LendMesh to find the option that fits your budget and goals without any pressure.

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