Vehicle Loans in Energy, IL

Looking for the best APR rates on auto loans in Energy, IL? Compare offers from trusted lenders to find flexible terms that fit your budget and get you behind the wheel faster. Local options mean personalized service tailored to your needs.

Whether you’re buying new or used, Energy drivers can save by comparing rates side-by-side. Take the stress out of financing with quick approvals and clear choices designed to keep you moving forward confidently.

NewUsed

Filters

Lender
APR
Term
Link
Info
1stmidamerica
4.74 - 7.49 %
4 - 7 Yrs
firstcommunity
4.75 - 6.5 %
3 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
adviacu
4.99 %
3.5 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
msufcu
4.99 - 6.04 %
3.1 - 7 Yrs
cafcu
5.99 - 17.75 %
5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

1St Midamerica has auto loan rates ranging from 4.74% to 7.49% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.55% and 7.99% APR, also unchanged over the past month. Recreational loan rates range from 6.74% to 8.24% APR and have stayed steady compared to 7 and 30 days ago. First Community's auto loans with APRs ranging from 4.75% to 6.5% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 6.25% and 8.5% , which have also stayed the same over the past 7 and 30 days.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Advia has an APR of 4.99% for both Auto and Recreational loans. Unchanged compared to 7, 30, and 60 days ago. The credit union's rates have remained steady over the past three months. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Michigan State University has auto loan rates ranging from 4.99% to 6.04% APR, with no change from 7 or 30 days ago. Motorcycle loan rates are also 4.99% to 6.04% APR today, down from last week but unchanged from 30 days ago. Recreational loan rates range from 7.44% to 7.74% APR and have stayed the same over the past 7 and 30 days.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

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