Vehicle Loans in Ray, ND

If you're in Ray, ND and need truck financing, you're in the right place. Compare loan offers from trusted lenders quickly to find the best rates and terms tailored for your new or used rig.

Getting the right truck loan shouldn’t be complicated. By comparing options in Ray, you can secure affordable financing with friendly, local service that helps you hit the road with confidence.

NewUsed

Filters

Lender
APR
Term
Link
Info
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
mymagnifi
5.441 - 7.193 %
cafcu
6.49 - 17.75 %
5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Magnifi Financial's auto loan rates range from 3.99% to 7.19% APR, which is up from 7 and 30 days ago. Recreational loan rates are between 4.94% and 8.35% APR, also up compared to the past month. Both loan types have seen a slight increase in their minimum rates recently.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Ray, ND

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Williams County, ND

Compare other loan types in Ray, ND

Why compare Vehicle Loans in Ray, ND on LendMesh

If you’re searching for truck finance in Ray, ND, it’s smart to keep comparing lenders on LendMesh to uncover better deals and more affordable rates. Taking a little extra time to explore your options can lead to significant savings and help you secure terms that fit your budget. Let LendMesh be your guide as you shop for the best loan, so you can drive off with confidence.

To stay ahead in the Ray, ND truck finance market, consider subscribing to LendMesh’s personalized alerts. Just set your ideal rate—whether it’s 4% or 5%—and we’ll notify you as soon as offers fall below that target. You’ll also receive expert insights, rate trends, and curated loan deals delivered weekly or monthly, keeping you informed and ready to act when the right opportunity arises.

Customers are also interested in:

Truck Finance