Welcome to western-cooperative, where community service and financial empowerment are at the heart of everything we do. Established in 1938, we have proudly served our members in Williston, ND and beyond, offering a wide range of financial products designed to meet the diverse needs of our community. Under the leadership of CEO Justin Maddison and Board President Larry Novak, we remain committed to fostering financial well-being and creating lasting relationships with those we serve. As an NCUA-insured institution since 2/12/1974 0:00, our members can trust that their deposits are secure while enjoying access to modern banking tools.

At western-cooperative, we prioritize accessibility and convenience, providing a suite of digital banking services including online banking, a user-friendly mobile application, person-to-person transfers, electronic statements, mobile payments, and e-signature authorization. Our mission is to put our members first by delivering exceptional service tailored to individual financial goals. With a commitment to innovation and community engagement, we invite you to explore how our member-first approach can enhance your banking experience. For more information about our services or to become a member today, visit us at https://www.wccu.org/ or contact us via fax at (701) 572-5897.

Western Cooperative Credit Union is dedicated to providing a comprehensive suite of financial services tailored to meet the diverse needs of its members. From personal banking options such as checking and savings accounts to specialized services like auto loans, mortgage loans, and business financing, we offer solutions designed to help you manage everyday banking efficiently. Our credit union also features credit cards with rewards, ensuring that you can make the most of your spending while enjoying benefits that enhance your financial journey. With a focus on convenience, our members have access to digital tools including online banking and a mobile application that allows for seamless transactions, person-to-person transfers, and mobile payments. Additionally, e-statements and e-signatures provide the flexibility needed for modern banking.

At Western Cooperative Credit Union, we understand the importance of planning for life's milestones. Whether you're looking to buy your first home, finance a vehicle, or grow your small business, our team is here to support you every step of the way. Our services are not only accessible but also designed to empower members in making informed financial decisions. To learn more about eligibility for membership and how we can assist you in achieving your financial goals, please visit http://www.wccu.org/membership . If you're interested in exploring loan options or comparing rates, check out https://www.lendmesh.com/loans/vehicle_loans for helpful insights. Should you have any questions or require personalized assistance, feel free to reach out via fax at (701) 572-5897; our friendly staff is always ready to help you navigate your financial journey with confidence.

Western Cooperative Credit Union stands as a pillar of financial stability and trust within the community, serving a total membership of 18,210 individuals. With total assets amounting to 461,083,870, the credit union demonstrates its solid foundation and commitment to safeguarding members' funds. The impressive net worth of 62,514,046 reflects prudent management and a dedication to growth, while a net income of 6,007,928 underscores its operational success.

Members can confidently deposit their savings, knowing that the total deposits currently stand at 39,203,338. This level of trust is further enhanced by the robust portfolio of loans and leases, totaling 5,925, which showcases the credit union's role in facilitating personal and business aspirations through accessible financing options.

Employing a dedicated team of 95 professionals, Western Cooperative Credit Union emphasizes exceptional service and personalized attention. The credit union's remarkable net worth ratio of 1,356 positions it favorably among peers, illustrating strong capitalization that promotes long-term stability and resilience.

In terms of lending capacity, Western Cooperative has cultivated a diverse array of offerings, including a credit card loan volume of 574, an auto loan volume reaching 4,876, and commercial loans totaling 753. This versatility allows them to meet various member needs while maintaining zero borrowings, ensuring financial independence and reliability.

As members navigate their financial journeys, they can count on Western Cooperative Credit Union's transparency and commitment to community impact. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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