Parking is readily available for our members, ensuring that you can get in and out without hassle. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities so everyone can enjoy a smooth banking experience. For those on the go, we also offer a drive-thru service for quick transactions like deposits and withdrawals.
We understand that life gets busy, which is why our lobby hours are tailored to fit your needs. Visit us Monday through Friday from 7:30 AM to 5:30 PM, or stop by on Saturday between 8:30 AM and 12:30 PM. Our team is ready and waiting to assist you during these hours!
At Western Cooperative Credit Union, we provide a wide range of services to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with convenient ATM access available, managing your cash flow has never been easier. If you need more information or have questions about membership eligibility or account opening, don't hesitate to reach out! Give us a call at 701-227-0188 or visit our website at wccu.org. We look forward to welcoming you to our branch soon!
In addition to loans, we offer merchant services designed to simplify daily operations. Imagine accepting payments seamlessly, whether it's through credit cards or mobile wallets. Our services empower you to focus on what you do best running your business. With our support, managing cash flow becomes easier and more efficient. Located at 721 State Ave Dickinson Nd 58601 in Dickinson, ND, we are ready to help you take your business to the next level. Reach out to us at (701) 227-0188 or visit our website at Western Cooperative Credit Union for more information!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $738 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $110,851,448, we continue to drive economic growth by financing new and expanding businesses.
Need cash fast? With our ATM services, withdrawing cash is quick and easy. You can access your funds through our ATMs for balance checks or withdrawals without any hassle.
If you're a business owner, you'll appreciate our business banking services, including merchant services and business loans tailored to help grow your enterprise. We understand the challenges businesses face and aim to provide solutions that enhance your operations.
We know how important it is to manage finances on-the-go. That's why we offer robust online and mobile banking platforms where members can easily check balances, pay bills, transfer money, and even make person-to-person payments all from the convenience of their smartphone or computer.
For those who love earning rewards while spending, we offer credit cards with rewards that give back every time you shop. Enjoy benefits such as cashback on purchases, travel points, or discounts at participating retailers making every dollar spent work harder for you.
For those who prefer face-to-face interactions but want to save time, our basic drive-thru banking allows you to conduct deposits, withdrawals, and simple transactions without leaving your vehicle. At Western Cooperative, we strive to create a welcoming environment where members can feel confident about their financial choices. If you have questions about any of our services or need assistance getting started, don't hesitate to reach out! Call us at (701) 227-0188 or visit us during our operating hours: M-F 7:30 - 5:30 and Sat 8:30 - 12:30. Your financial success is just around the corner!
Thinking about buying a home? We provide mortgage loans and refinancing options that cater to first-time buyers as well as seasoned homeowners looking to refinance their existing loans. Our knowledgeable team is ready to guide you through the mortgage process, making it less intimidating and more straightforward.
Managing your money shouldn't be stressful. That's why we offer personal banking services including checking and savings accounts that fit various lifestyles. Imagine having a checking account that helps you track your spending while offering features like online banking and mobile payments for easy access anytime, anywhere. Our savings accounts help you grow your funds effortlessly.
Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those financial hurdles head-on. Whether you're planning a family vacation or need funds for an emergency repair, our loans can help lighten the load.
Need a new set of wheels? Our auto loans and vehicle financing options are designed to get you on the road quickly. With competitive rates and flexible terms, buying a car becomes a simple task rather than a daunting process. Picture driving off in your dream vehicle with an affordable loan from us.
Our online banking service is available 24/7, allowing you to check your account balance, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time! You can also sign documents electronically with our electronic signature authorization feature, making transactions quicker and more convenient than ever. For those who prefer managing their finances on the go, our mobile application is perfect for you. With mobile payments enabled, you can make purchases directly from your phone. Plus, sending money to friends or family is hassle-free with our person-to-person transfer option. Whether it's splitting a dinner bill or sending a gift, it's all just a tap away.
We prioritize your security with robust measures in place to protect your information. Our digital banking services are user-friendly, ensuring that everyone regardless of tech-savvy can navigate their accounts with ease. And if you choose to go paperless, e-statements are readily available for quick access to your financial records without clutter. With these features, managing your finances has never been easier or more secure. At Western Cooperative, we're committed to providing accessible tools that empower you to take control of your banking whenever and wherever you need it. Visit us at https://www.wccu.org/ today to explore all the ways we can help streamline your banking experience!
With $56,506,118 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also robust; with $2,438 in used auto loans and $246,867,986 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $1,827,440, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 88 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Total Share Accounts: 45,363, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $212,975. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Western Cooperative is your trusted partner. Visit us at 721 State Ave Dickinson Nd 58601 or call (701) 227-0188 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $26,683,774 in share certificates and $108,535,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $62,514,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
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