Vehicle Loans in Sioux Falls, SD

Looking for an auto loan in Sioux Falls, SD? Compare offers from local credit unions and lenders to find rates that fit your budget and get you behind the wheel faster. It’s simple to see who offers the best terms near you.

Whether you’re buying new or used, or refinancing your current ride, local Sioux Falls lenders provide friendly service and competitive rates. Take a few minutes to compare and make your next vehicle purchase smooth and affordable.

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Lender
APR
Term
Link
Info
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
cafcu
5.99 - 17.75 %
5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

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Why compare Vehicle Loans in Sioux Falls, SD on LendMesh

If you’re exploring auto loan services in Sioux Falls, SD, it pays to keep comparing lenders on LendMesh. Checking multiple offers helps you uncover better deals and potentially lower rates, giving you more control over your car purchase. Take your time to find the loan that fits your budget and goals without any pressure—LendMesh is here to make that process smooth and transparent.

Consider subscribing to LendMesh for personalized loan alerts tailored to Sioux Falls borrowers like you. Simply set your ideal interest rate, and we’ll notify you as soon as offers fall below that number. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, straight to your inbox. Join thousands of smart car buyers who use LendMesh to stay informed and seize the best opportunities.

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