Vehicle Loans in Saint Cloud, MN

Searching for the best new car interest rates in Saint Cloud, MN? Compare local loan offers quickly and easily to find a rate that fits your budget and gets you behind the wheel sooner.

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Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
genisyscu
3.79 - 5.49 %
7.2 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
mymagnifi
3.989 %
sdfcu
3.99 %
3 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
toplinecu
3.99 - 5.79 %
2 - 7 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines has auto loan rates ranging from 3.34% to 4.59% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR, also showing no change over the same periods. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter has auto loan rates ranging from 3.39% to 5.14% APR today, with no change from 7 days ago but down from 30 and 60 days ago. Recreational loan rates are between 5.44% and 6.44% APR, showing no change from both 7 and 30 days ago.

Genisys's auto loans with APRs ranging from 3.79% to 7.99% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are higher than the rates from 90 days ago. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Magnifi Financial's auto loan rates range from 3.99% to 7.19% APR, which is up from 7 and 30 days ago. Recreational loan rates are between 4.94% and 8.35% APR, also up compared to the past month. Both loan types have seen a slight increase in their minimum rates recently.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change in the past 7 or 30 days. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods. Topline Financial's auto loans with APRs ranging from 3.99% to 6.39% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 5.24% and 7.49% , which have also stayed the same over the past 7 and 30 days.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

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