Auto Loans in Ottumwa, IA 52501

If you’re in Ottumwa, IA and searching for the lowest interest rates on auto loans, you’ve come to the right place. Compare offers from trusted local lenders quickly and easily to find a loan that fits your budget and gets you behind the wheel sooner.

Our community-focused credit unions offer fast approval and personalized service, making your car buying experience simple and stress-free. Start comparing rates now to secure the best deal and drive away with confidence in Ottumwa.

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4.89 - 5.59 %

5 - 6 Yrs

∞

4.99 - 6.09 %

3 - 7 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 8.49 %

3 - 7 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

5.44 - 8.39 %

4 - 7 Yrs

∞

6.49 - 17.75 %

5 Yrs

∞

7.24 - 8.99 %

2 - 6.2 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Empeople's auto loan rates range from 4.59% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 5.84% and 10.09% APR and have also increased since last week and last month. City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and slightly down from 30 days ago. Rates were higher 60 and 90 days ago. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

Centris's auto loans with APRs ranging from 4.49% to 8.99% , showing no change over the past 7 and 30 days. Motorcycle loans have rates between 6.74% and 7.99% , which are steady compared to 7 and 30 days ago but down from 60 days ago. Recreational loans range from 7.24% to 11.24% , with no change in the last 30 days but up since 60 days ago.

🏦 Local Lenders in Ottumwa, IA

MERIDIAN CREDIT UNION — 1206 N JEFFERSON ST OTTUMWA IA 52501
MERIDIAN CREDIT UNION — 644 W 2ND ST OTTUMWA IA 52501
RIVER COMMUNITY CREDIT UNION — 644 W 2ND ST OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 739 PENNSYLVANIA AVE OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 235 RICHMOND AVE OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 1940 VENTURE DR OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 600 S IOWA AVE OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 1100 HUTCHINSON AVE OTTUMWA IA 52501
EMPEOPLE CREDIT UNION — 928 E VINE ST OTTUMWA IA 52501

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Wapello County, IA

✅MERIDIAN CREDIT UNION

✅RIVER COMMUNITY CREDIT UNION

✅COMMUNITY 1ST 68510 CREDIT UNION

✅EMPEOPLE CREDIT UNION

Compare other loan types in Ottumwa, IA

Why compare Vehicle Loans in Ottumwa, IA on LendMesh

If you’re searching for the lowest interest rates for auto loans in Ottumwa, IA, keep exploring your options on LendMesh. Comparing offers from multiple lenders can uncover better deals and save you money. With a variety of trusted banks and credit unions all in one place, you have the tools to find the right loan that fits your budget without any pressure.

Stay informed by subscribing to LendMesh’s personalized alerts tailored for Ottumwa borrowers. Simply set your target interest rate, and we’ll notify you when offers fall below that mark. Receive expert insights, rate trends, and curated loan deals weekly or monthly—helping you stay ahead and seize the best auto loan opportunities as they arise.

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