Auto Loans in Ottumwa, IA 52501

If you’re in Ottumwa, IA and searching for the lowest interest rates on auto loans, you’ve come to the right place. Compare offers from trusted local lenders quickly and easily to find a loan that fits your budget and gets you behind the wheel sooner.

Our community-focused credit unions offer fast approval and personalized service, making your car buying experience simple and stress-free. Start comparing rates now to secure the best deal and drive away with confidence in Ottumwa.

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4.59 - 4.79 %

4 - 5.5 Yrs

∞

4.59 %

5 - 6 Yrs

∞

4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.69 - 6.44 %

2 - 7 Yrs

∞

4.74 %

3 - 7 Yrs

∞

4.84 - 5.94 %

3 - 7 Yrs

∞

4.94 - 6.62 %

3 - 8 Yrs

∞

4.99 - 5.39 %

4 - 7 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 7.74 %

5 - 8 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Community 1St has auto loan rates ranging from 4.59% to 6.19% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are between 7.19% and 7.69% APR, showing no change from 7 and 30 days ago but down from 60 days ago. Empeople's auto loan rates range from 4.59% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 5.84% and 10.09% APR and have also increased since last week and last month. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and slightly down from 30 days ago. Rates were higher 60 and 90 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

🏦 Local Lenders in Ottumwa, IA

MERIDIAN CREDIT UNION — 1206 N JEFFERSON ST OTTUMWA IA 52501
MERIDIAN CREDIT UNION — 644 W 2ND ST OTTUMWA IA 52501
RIVER COMMUNITY CREDIT UNION — 644 W 2ND ST OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 739 PENNSYLVANIA AVE OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 235 RICHMOND AVE OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 1940 VENTURE DR OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 600 S IOWA AVE OTTUMWA IA 52501
COMMUNITY 1ST CREDIT UNION — 1100 HUTCHINSON AVE OTTUMWA IA 52501
EMPEOPLE CREDIT UNION — 928 E VINE ST OTTUMWA IA 52501

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Wapello County, IA

✅MERIDIAN CREDIT UNION

✅RIVER COMMUNITY CREDIT UNION

✅COMMUNITY 1ST 68510 CREDIT UNION

✅EMPEOPLE CREDIT UNION

Compare other loan types in Ottumwa, IA

Why compare Vehicle Loans in Ottumwa, IA on LendMesh

If you’re searching for the lowest interest rates for auto loans in Ottumwa, IA, keep exploring your options on LendMesh. Comparing offers from multiple lenders can uncover better deals and save you money. With a variety of trusted banks and credit unions all in one place, you have the tools to find the right loan that fits your budget without any pressure.

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