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Searching for the best auto loan interest rates in Ionia, MI? Comparing offers from local lenders helps you find affordable rates and flexible terms that fit your budget. It’s the smart way to get behind the wheel without paying more than you need to.
Ionia residents trust community credit unions and banks to provide fast approvals and personalized service. Taking a few minutes to compare loan options can save you money and make your car buying experience smooth and stress-free.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. American Airlines has auto loan rates ranging from 3.34% to 4.59% APR and recreational loan rates between 5.59% and 6.34% APR. These rates have shown no change compared to 7 and 30 days ago. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.
Navy Federal Credit Union's auto loan rates range from 3.89% to 7.39% APR today, with no change from 7 or 30 days ago. Motorcycle loans are between 3.89% and 10.05% , down from last week and 30 days ago. Recreational loans have a rate range of 3.89% to 9.8% , also down compared to the past 7, 30, 60, and 90 days. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.
Credit Union 1's auto loans with APRs ranging from 3.99% to 4.39% today. These rates are unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The range has narrowed compared to earlier months. Consumers has auto loan rates ranging from 3.99% to 5.99% APR and recreational loan rates from 8.49% to 10.49% APR. These rates show no change from 7 or 30 days ago. Both loan types have steady rates over the past months. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago.
Financial Plus has auto loan rates ranging from 3.99% to 6.99% APR, with no change from 7 or 30 days ago. Motorcycle loans are at 5.99% APR today, also showing no change from 7 and 30 days ago. Recreational loan rates range from 4.99% to 5.99% APR and have stayed the same compared to 7 and 30 days ago. Genisys vehicle loans have a current APR range of 4.04% to 7.99% for auto loans. Rates are unchanged from 7 and 30 days ago but have gone up since 30 and 60 days ago.