Vehicle Loans in Detroit, MI

Looking for the best car interest rates in Detroit, MI? Compare local loan offers quickly and easily to find a deal that fits your budget. Whether you’re buying new or used, knowing your options helps you save on your next vehicle.

Detroit drivers deserve loans that work as hard as they do. Find competitive rates from trusted lenders right here in Michigan’s Motor City, with fast approvals and friendly service designed to get you behind the wheel sooner.

NewUsed

Filters

Lender
APR
Term
Link
Info
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
∞
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
∞
christianfinancialcu
4.74 %
∞
vibecreditunion
4.74 - 12.49 %
0.1 - 10 Yrs
∞
zealcu
4.74 - 7.99 %
5.1 - 10 Yrs
∞
mfcu
4.74 %
7 Yrs
∞
dortonline
4.79 - 5.79 %
3 - 6 Yrs
∞
eastrise
4.85 - 6.1 %
2 - 7 Yrs
∞
pfcu4me
4.94 %
∞
cuone
4.99 - 7.32 %
5 - 7.5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Christian Financial has an Auto loan rate of 4.74% APR, which has not changed in the past 7, 30, 60, or 90 days. Their Other and Recreational loan rates are both 4.99% APR and have also stayed the same over the last 7, 30, and 60 days. Vibe's auto loans with APRs ranging from 4.74% to 12.49% , and motorcycle loans with rates between 6.99% and 9.74% . These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 6.74% to 8.24% .

Zeal's auto loan rates range from 4.74% to 7.99% APR, with no change from 7, 30, or 60 days ago. Recreational loan rates are between 5.99% and 7.49% APR and have also stayed the same over the past 7, 30, and 60 days. Members First has an auto loan rate of 4.74% APR with no change in the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 6.49% APR and have also stayed the same over the last month. Dort Financial has auto loan rates ranging from 4.79% to 5.79% APR with no change over the past 7, 30, or 60 days. Motorcycle loans are between 9.99% and 10.99% APR, also showing no change in the same periods. Recreational loan rates range from 6.99% to 10.99% APR and have remained steady as well.

Eastrise's vehicle loans with auto rates ranging from 4.85% to 6.1% APR and recreational vehicle rates from 5.5% to 7.7% APR. These rates have shown no change compared to 7 and 30 days ago. Both loan types provide steady terms without recent adjustments. Pfcu's auto loan rate is 4.94% APR today, with no change from 7 or 30 days ago but up from 60 days ago. Recreational loan rates are 6.84% APR, also unchanged from 7 and 30 days ago and up from 60 days ago.

Credit Union One's auto loans with APRs ranging from 4.99% to 7.99% , showing no change from 7, 30, or 90 days ago. Motorcycle loans have rates between 6.99% and 7.24% , which have also stayed the same over the past 7 and 30 days. Recreational loans range from 6.99% to 7.99% with no changes in the last 7, 30, 60, or 90 days.

🏦 Local Lenders in Detroit, MI

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Wayne County, MI

✅ALLIANCE CATHOLIC CREDIT UNION
✅ZEAL CREDIT UNION
✅GENISYS CREDIT UNION
✅TRUE COMMUNITY CREDIT UNION
✅PUBLIC SERVICE 60683 CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅COMMUNITY CHOICE 64880 CREDIT UNION
✅LINCOLN PARK COMMUNITY CREDIT UNION
✅MICHIGAN LEGACY CREDIT UNION
✅ADVANTAGE ONE 68679 CREDIT UNION
✅CHIEF FINANCIAL FEDERAL CREDIT UNION
✅LOC CREDIT UNION
✅PEOPLE DRIVEN CREDIT UNION
✅UNIVERSITY OF MICHIGAN CREDIT UNION
✅MICHIGAN EDUCATIONAL CREDIT UNION
✅VIBE CREDIT UNION
✅COMMUNITY FINANCIAL CREDIT UNION
✅CATHOLIC VANTAGE FINANCIAL CREDIT UNION
✅MICHIGAN COLUMBUS FEDERAL CREDIT UNION
✅MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅CHRISTIAN FINANCIAL CREDIT UNION
✅LAKE TRUST CREDIT UNION
✅UNITED CHURCHES CREDIT UNION
✅TOTAL COMMUNITY CREDIT UNION
✅WINGS FINANCIAL CREDIT UNION
✅COMMUNITY FOCUS FEDERAL CREDIT UNION
✅DOWNRIVER COMMUNITY FEDERAL CREDIT UNION
✅MICHIGAN FIRST CREDIT UNION
✅ADVIA CREDIT UNION
✅SHORE TO SHORE COMMUNITY FEDERAL CREDIT UNION
✅WAYNEWESTLAND CREDIT UNION
✅ONE DETROIT CREDIT UNION
✅CREDIT UNION ONE CREDIT UNION
✅IM DETROIT DISTRICT CREDIT UNION
✅DIVERSIFIED MEMBERS CREDIT UNION
✅POLISHAMERICAN CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE MICHIGAN FEDERAL CREDIT UNION
✅SECURITY CREDIT UNION
✅ABD CREDIT UNION
✅NEW RISING STAR FEDERAL CREDIT UNION
✅INTERNATIONAL UAW FEDERAL CREDIT UNION
✅EASTRISE FEDERAL CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅ELECTRICAL WORKERS LOCAL 58 CREDIT UNION

Compare other loan types in Detroit, MI

Why compare Vehicle Loans in Detroit, MI on LendMesh

If you're searching for current car interest rates in Detroit, MI, keep exploring different lenders on LendMesh to find the best deals that suit your budget. Comparing multiple options helps you uncover more affordable rates and loan terms, giving you greater confidence as you shop for your next vehicle. Take your time and let LendMesh guide you toward smarter borrowing choices without any pressure.

To stay on top of the latest loan offers in Detroit, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 4% or 5%—and we’ll notify you as soon as offers drop below that threshold. You’ll also receive weekly or monthly updates with expert insights, rate trends, and curated loan deals, helping you make informed decisions effortlessly. Join thousands of Detroit borrowers who trust LendMesh to keep them ahead of the curve.

Customers are also interested in:

Current Car Interest Rates