Auto Loans in Detroit, MI 48216

Looking for the best car interest rates in Detroit, MI? Compare local loan offers quickly and easily to find a deal that fits your budget. Whether you’re buying new or used, knowing your options helps you save on your next vehicle.

Detroit drivers deserve loans that work as hard as they do. Find competitive rates from trusted lenders right here in Michigan’s Motor City, with fast approvals and friendly service designed to get you behind the wheel sooner.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

3.34 - 4.09 %

5 Yrs

∞

3.39 - 5.74 %

3 - 7 Yrs

∞

3.39 - 5.14 %

6.3 - 7 Yrs

∞

3.79 - 5.49 %

7.2 Yrs

∞

3.89 - 8.95 %

1 - 15 Yrs

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 4.99 %

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

4.2 - 14.74 %

3 - 5 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Genisys's auto loans with APRs ranging from 3.79% to 7.99% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are higher than the rates from 90 days ago. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Financial Plus's auto loans with rates between 3.99% and 4.99% APR, which have not changed in the past 7 or 30 days. Motorcycle loans are at 5.99% APR today, up from a range of 4.99% to 5.99% thirty days ago. Recreational vehicle loans range from 4.99% to 5.99% APR and have stayed the same over the last 7 and 30 days.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Credit Union 1's auto loans with APRs ranging from 4.2% to 14.74% today. The rates are down from 7 and 30 days ago, with no change in the upper range.

🏦 Local Lenders in Detroit, MI

MICHIGAN FIRST CREDIT UNION — 2825 TRUMBULL ST DETROIT MI 48216

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Wayne County, MI

✅ALLIANCE CATHOLIC CREDIT UNION

✅ZEAL CREDIT UNION

✅GENISYS CREDIT UNION

✅TRUE COMMUNITY CREDIT UNION

✅PUBLIC SERVICE 60683 CREDIT UNION

✅DFCU FINANCIAL CREDIT UNION

✅COMMUNITY CHOICE 64880 CREDIT UNION

✅LINCOLN PARK COMMUNITY CREDIT UNION

✅MICHIGAN LEGACY CREDIT UNION

✅ADVANTAGE ONE 68679 CREDIT UNION

✅CHIEF FINANCIAL FEDERAL CREDIT UNION

✅LOC CREDIT UNION

✅PEOPLE DRIVEN CREDIT UNION

✅UNIVERSITY OF MICHIGAN CREDIT UNION

✅MICHIGAN EDUCATIONAL CREDIT UNION

✅VIBE CREDIT UNION

✅COMMUNITY FINANCIAL CREDIT UNION

✅CATHOLIC VANTAGE FINANCIAL CREDIT UNION

✅MICHIGAN COLUMBUS FEDERAL CREDIT UNION

✅MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION

✅LAKE MICHIGAN CREDIT UNION

✅CHRISTIAN FINANCIAL CREDIT UNION

✅LAKE TRUST CREDIT UNION

✅UNITED CHURCHES CREDIT UNION

✅TOTAL COMMUNITY CREDIT UNION

✅WINGS FINANCIAL CREDIT UNION

✅COMMUNITY FOCUS FEDERAL CREDIT UNION

✅DOWNRIVER COMMUNITY FEDERAL CREDIT UNION

✅MICHIGAN FIRST CREDIT UNION

✅ADVIA CREDIT UNION

✅SHORE TO SHORE COMMUNITY FEDERAL CREDIT UNION

✅WAYNEWESTLAND CREDIT UNION

✅ONE DETROIT CREDIT UNION

✅CREDIT UNION ONE CREDIT UNION

✅IM DETROIT DISTRICT CREDIT UNION

✅DIVERSIFIED MEMBERS CREDIT UNION

✅POLISHAMERICAN CREDIT UNION

✅SELFRELIANCE FEDERAL CREDIT UNION

✅UKRAINIAN SELFRELIANCE MICHIGAN FEDERAL CREDIT UNION

✅SECURITY CREDIT UNION

✅ABD CREDIT UNION

✅NEW RISING STAR FEDERAL CREDIT UNION

✅INTERNATIONAL UAW FEDERAL CREDIT UNION

✅EASTRISE FEDERAL CREDIT UNION

✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

✅ELECTRICAL WORKERS LOCAL 58 CREDIT UNION

Compare other loan types in Detroit, MI

Why compare Vehicle Loans in Detroit, MI on LendMesh

If you're searching for current car interest rates in Detroit, MI, keep exploring different lenders on LendMesh to find the best deals that suit your budget. Comparing multiple options helps you uncover more affordable rates and loan terms, giving you greater confidence as you shop for your next vehicle. Take your time and let LendMesh guide you toward smarter borrowing choices without any pressure.

To stay on top of the latest loan offers in Detroit, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 4% or 5%—and we’ll notify you as soon as offers drop below that threshold. You’ll also receive weekly or monthly updates with expert insights, rate trends, and curated loan deals, helping you make informed decisions effortlessly. Join thousands of Detroit borrowers who trust LendMesh to keep them ahead of the curve.

Customers are also interested in:

Current Car Interest Rates