Vehicle Loans in South Bend, IN

Searching for the best used car loan rates in South Bend, IN? Compare offers from trusted lenders right here to find low rates that fit your budget and get you behind the wheel faster.

Whether you’re buying your first car or upgrading, our local South Bend loan options make financing simple and stress-free. Start comparing today and drive away with confidence.

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Lender
APR
Term
Link
Info
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
imcu
4.99 - 16.24 %
3 - 6 Yrs
creditunion1
4.99 - 14.74 %
3 - 5 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
hondafcu
5.24 - 6.84 %
5.5 - 7 Yrs
centra
5.29 - 16.79 %
3.5 - 6.5 Yrs
profedcu
5.34 - 6.49 %
4 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Indiana Members vehicle loans range from 3.74% to 16.24% for auto loans and 6.99% to 8.74% for recreational loans. Rates for both programs show no change from 7 and 30 days ago. Motorcycle loans have a fixed APR of 8.24% , which is also unchanged over the past 30 days.

Credit Union 1's auto loans with APRs ranging from 4.2% to 14.74% today. The rates are down from 7 and 30 days ago, with no change in the upper range. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago.

Centra's auto loan rates range from 4.99% to 16.79% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Other loan rates are between 6.75% and 19.25% APR, showing no change from 7 and 30 days ago and down from 90 days ago. Profed's auto loans with APRs ranging from 5.34% to 6.49% , which are unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Recreational loan rates range from 6.49% to 7.39% and have stayed the same over the past 7, 30, and 60 days.

Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

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