Vehicle Loans in Dayton, OH

Shopping for a vehicle loan in Dayton, OH? Comparing APRs helps you find the best deal and save money on your next car. Whether it’s new or used, understanding your options puts you in the driver’s seat.

Local lenders in Dayton know the market and offer fast, friendly service tailored to you. Take a moment to compare rates and get the smooth, affordable financing you deserve for your new ride.

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Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
sdfcu
3.99 %
3 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
hondafcu
4.49 - 6.49 %
4 - 8 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

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Why compare Vehicle Loans in Dayton, OH on LendMesh

If you’re searching for the best vehicle loan APR in Dayton, OH, it’s worth taking the time to compare multiple lenders on LendMesh. Exploring different offers can help you uncover more affordable rates and terms that fit your budget. Our platform brings together trusted banks and credit unions, making it easier for you to find the right deal without any pressure.

Stay on top of the latest loan offers by subscribing to LendMesh’s personalized alerts. Just set your ideal APR—say 4% or 5%—and we’ll notify you as soon as rates drop below that mark. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, delivered straight to your inbox. Many borrowers in Dayton trust LendMesh to help them stay informed and seize the best vehicle financing opportunities.

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