Auto Loans in Cleveland, OH 44199

Finding great used car rates in Cleveland, OH has never been easier. Compare offers from trusted local lenders to discover affordable loans with flexible terms that fit your budget and get you behind the wheel faster.

Whether you’re buying your first car or upgrading, Cleveland’s credit unions and banks offer competitive rates and quick approvals. Start comparing today to find the best deal tailored to your needs and drive away with confidence.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.99 - 8.49 %

3 - 7 Yrs

∞

4.99 - 5.99 %

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

5.24 %

7 Yrs

∞

5.24 - 6.84 %

5.5 - 7 Yrs

∞

5.44 - 8.39 %

4 - 7 Yrs

∞

5.448 %

4 Yrs

∞

5.49 %

7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

Clearview's auto loan rate is 5.24% APR today. This rate has not changed over the past 7, 30, 60, or 90 days. Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

Telhio's auto loan rates range from 5.05% to 5.45% APR and have stayed the same over the past 7 and 30 days. Motorcycle loans are at 7.16% APR with no change in the last 7 and 30 days. Recreational loan rates are 7.59% APR and have also remained steady during that time. Directions has an auto loan with an APR of 5.49% . This rate has not changed in the past 7, 30, 60, or 90 days. The rate remains steady for borrowers looking for vehicle financing.

🏦 Local Lenders in Cleveland, OH

NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION — 1240 E 9TH ST STE 2663 CLEVELAND OH 44199
CENTURY FEDERAL CREDIT UNION — 1240 E 9TH ST CLEVELAND OH 44199

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Cuyahoga County, OH

✅LAKE COUNTY EDUCATIONAL FEDERAL CREDIT UNION

✅CENTURY 5852 CREDIT UNION

✅ST PAUL AME ZION CHURCH CREDIT UNION

✅FAITH COMMUNITY UNITED CREDIT UNION

✅ST COLMAN AFFILIATES CREDIT UNION

✅LATVIAN CLEVELAND CREDIT UNION

✅OHIO EDUCATIONAL CREDIT UNION

✅STEEL VALLEY FEDERAL CREDIT UNION

✅CLEVELAND CHURCH OF CHRIST FEDERAL CREDIT UNION

✅ANTIOCH CREDIT UNION

✅PSE CREDIT UNION INC CREDIT UNION

✅EATON FAMILY CREDIT UNION

✅ALL SAINTS FEDERAL CREDIT UNION

✅OHIO CATHOLIC CREDIT UNION

✅FIREFIGHTERS COMMUNITY CREDIT UNION

✅EMERALD CREDIT UNION INC CREDIT UNION

✅ACME FEDERAL CREDIT UNION

✅CARDINAL CREDIT UNION INC CREDIT UNION

✅SHAKER HEIGHTS FEDERAL CREDIT UNION

✅BUCKEYE STATE CREDIT UNION

✅NORTH COAST CREDIT UNION CREDIT UNION

✅HOLY FAMILY PARMA FEDERAL CREDIT UNION

✅BSE CREDIT UNION

✅NOTEWORTHY FEDERAL CREDIT UNION

✅CLEVELAND POLICE CREDIT UNION

✅GREATER CLEVELAND COMMUNITY CREDIT UNION

✅UNITY CATHOLIC FEDERAL CREDIT UNION

✅CREDIT UNION OF OHIO CREDIT UNION

✅PLUMBERS 55 FEDERAL CREDIT UNION

✅OHIO TEAMSTERS CREDIT UNION

✅TALERIS CREDIT UNION

✅BEST REWARD FEDERAL CREDIT UNION

✅CLEVELAND SELFRELIANCE FEDERAL CREDIT UNION

✅UKRAINIAN FEDERAL CREDIT UNION

✅WIREMENS CREDIT UNION

✅ST PASCHAL BAYLONS CREDIT UNION

✅SOLONCHAGRIN FALLS CREDIT UNION

✅S T O F F E FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

Compare other loan types in Cleveland, OH

Why compare Vehicle Loans in Cleveland, OH on LendMesh

If you’re searching for the best used car rates today in Cleveland, OH, remember that comparing offers from multiple lenders can uncover better deals and save you money in the long run. LendMesh helps you explore a variety of trusted banks and credit unions, making it easier to find loan options that fit your needs without any pressure. Take your time and keep checking—we’re here to help you drive away with confidence.

To stay ahead of the curve, consider subscribing to LendMesh’s personalized alerts. Just set your target rate, like 5% or 4%, and we’ll notify you as soon as loan offers dip below that mark. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, straight to your inbox. Join thousands of Cleveland borrowers who trust LendMesh to catch the best rates and make smarter car loan decisions.

Customers are also interested in:

Used Car Rates Today