THEORY FEDERAL CREDIT UNION

At Lake County Educational, established in 1995, we are dedicated to empowering our members through exceptional financial services and community-focused initiatives. Our mission is to provide accessible banking solutions that foster financial literacy and promote the well-being of our members, including educators and their families. Under the leadership of CEO Miranda McConoughey and Board President Mary Ann Bittner, we have cultivated a member-first approach that prioritizes trust, transparency, and individualized support.

Headquartered in Painesville, OH, we take pride in being federally insured by the NCUA since June 27, 1995, ensuring that your deposits are secure. We embrace modern banking with a suite of digital tools designed for your convenience. Enjoy the benefits of online banking, a mobile application for on-the-go management, person-to-person transfers, e-statements for paperless transactions, mobile payments for effortless purchases, and electronic signature authorization for streamlined processes. For more information about our offerings or to reach us directly, visit our website at https://www.lakecountyedufcu.org/ or contact us via fax at 4403523732. Join us as we continue to serve our community with dedication and integrity.

At Lake County Educational, we pride ourselves on providing a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to more specialized offerings such as auto loans and mortgage refinancing, we aim to empower our members in managing their finances effectively. Our business banking services include merchant services and business loans, ensuring that small businesses in our community have the support they need to thrive. Whether you’re looking for credit cards with rewards or personal loans for debt consolidation, our range of options is crafted to assist you in reaching your financial goals.

In today's fast-paced world, convenience is key, and at Lake County Educational, we make banking simple through digital access. Our online banking platform allows members to manage their accounts anytime and anywhere, while our mobile application enhances this experience by offering features such as person-to-person transfers and mobile payments. With e-statements and electronic signatures available, handling your finances has never been easier or more secure. We understand that every life milestone requires careful planning, and we are here to help you navigate those moments with confidence. For those considering membership, eligibility information is readily available at https://www.lakecountyedufcu.org/membership, making it easy for prospective members to join our community. Additionally, if you're interested in exploring competitive loan options or checking rates, be sure to visit https://www.lendmesh.com/loans/vehicle-loans. Should you need personalized assistance, feel free to reach out via fax at (440) 352-3732—we're here to support you on your financial journey.

Lake County Educational Credit Union is not just a financial institution; it is a trusted partner in the community, dedicated to providing exceptional service and value to its members. With a total membership of 3,533, the credit union demonstrates its commitment to fostering strong relationships and understanding the needs of its community. The solid foundation of the institution is reflected in its impressive total assets, which stand at $33,465,951, showcasing its stability and reliability as a financial partner.

The credit union’s net worth of $2,929,538 highlights its financial health and sustainability, ensuring that members' deposits are safe and sound. With a net income of $10,703, Lake County Educational Credit Union continues to invest in enhancing services and expanding offerings, ultimately benefiting its members. The institution's total deposits amount to $31,614,927, illustrating the trust that the community places in this local credit union.

A notable aspect of Lake County Educational Credit Union is its diverse portfolio of loans and leases, totaling $19,120,036. This variety ensures that whether you are looking for an auto loan or personal financing options, there is something tailored just for you. The credit union has effectively managed its operations with a dedicated team of 11 employees who strive to deliver outstanding member service.

Moreover, the impressive net worth ratio of 8.75% signifies robust financial performance, while the volume of credit card loans reaching $1,533,696 and auto loans totaling $8,940,374 further underscores the institution's capability to meet various financial needs. Although commercial loans are not currently offered at this time, Lake County Educational Credit Union remains focused on providing essential services that empower individuals and families.

Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov reinforce our commitment to transparency and accountability. For those looking to explore financing options tailored to their needs, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle-loans and find the best rates available.