THEORY FEDERAL CREDIT UNION - North Olmsted, OH

Welcome to Lake County Educational, your trusted credit union located at 30129 Lorain Rd, North Olmsted, OH 44070. Since our establishment in 1995, we have proudly served over 3,500 members, providing personalized financial solutions tailored to the unique needs of our community. At Lake County Educational, we understand that financial decisions can be challenging. That's why we focus on building strong relationships with our members. With total assets of $33,465,951 and total deposits exceeding $1,006,398, our solid foundation allows us to offer a wide range of services from checking and savings accounts to auto loans and mortgage financing. Under the leadership of CEO Miranda McConoughey and Board President Mary Ann Bittner, our dedicated team of 11 employees is committed to helping you achieve your financial goals. Whether you're looking for personal loans or business banking services, we're here to guide you every step of the way. While members can visit us at our branch address, official correspondence should be sent to the same location: 30129 Lorain Rd, North Olmsted, OH 44070. Feel free to reach out to us at 440-777-2009 or visit our website at lakecountyedufcu.org for more information. Join us today and experience the Lake County Educational difference! Your financial well-being is our top priority.

The Lake County Educational Credit Union has a rich history rooted in community service and financial empowerment. Established in 1995, our North Olmsted branch has grown from a small organization into a trusted financial partner for over 3,533 members. With total assets of $33,465,951, we are proud to support our community through innovative financial solutions tailored to meet the unique needs of our members. Located at 30129 Lorain Rd, North Olmsted, OH 44070, our branch is easily accessible and situated near several local landmarks that make it a convenient stop for your banking needs. While members can visit us at this address, official correspondence should be sent to the same location as our mailing address remains the same. At Lake County Educational Credit Union, our mission is clear: to provide exceptional financial services while fostering a spirit of community support and engagement. We believe that everyone deserves access to affordable banking solutions that help them achieve their goals. Our offerings range from personal checking and savings accounts to auto loans, mortgages, and credit cards with rewards all designed with you in mind. As we have evolved over the years, so have our services. We embrace digital advancements to ensure that banking is convenient and accessible for all. Our online and mobile banking platforms allow you to manage your finances on-the-go, while features like electronic signatures and e-statements simplify your experience. In addition to our core services, we take pride in our community outreach efforts. We actively partner with local organizations to support educational initiatives and promote financial literacy among youth and adults alike. By investing in our community, we aim not just to grow as a credit union but also to contribute positively to the lives of those around us. Our operating hours are designed to accommodate busy schedules: we are open Monday through Thursday from 9:30 AM to 4:30 PM and Friday until 5:30 PM. Although we currently do not offer ATM or drive-thru services, our friendly staff is always available by phone at 440-777-2009 to assist you with any questions or needs. We invite you to join the Lake County Educational family today! Experience firsthand the benefits of becoming a member of an organization dedicated not only to your financial success but also to enriching our community. Visit us online at lakecountyedufcu.org or stop by our branch we're excited to help you reach your financial dreams!

At Lake County Educational, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to join us at our branch located at 30129 Lorain Rd, North Olmsted, OH 44070, you'll find that eligibility is quite welcoming. Generally, anyone who lives, works, or attends school in Cuyahoga County can become a member. This opens the door to great financial services tailored just for you. You can explore all the details about eligibility by visiting our website at Lake County Educational Membership. Opening an account is straightforward and designed with your convenience in mind. You can get started right away by checking out our account opening page here: Open an Account. If you have any questions or need assistance, don't hesitate to reach out to us at 440-777-2009. We're excited to welcome you to our community!

At Lake County Educational, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that supports your needs and helps you achieve your financial goals. With a net worth of $2,929,538, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,649,704 in share certificates and $3,532,739 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is evident in our $2,199,121 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $415 in used auto loans and $19,120,036 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $10,703, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our organization is further illustrated by the fact that we manage 6,400 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lake County Educational is your trusted partner. Visit us at 30129 Lorain Rd North Olmsted Oh 44070 or call (440) 777-2009 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*