Vehicle Loans in Lexington, KY

Looking for the lowest auto loan rates in Lexington, KY? Compare offers from trusted local lenders to find the best deal that fits your budget and timeline. Whether you’re buying new or used, we make the process simple and stress-free.

Get the keys to your next vehicle faster with flexible terms and quick approvals right here in Lexington. Our lenders know the community and are ready to help you save big on your auto loan today.

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Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
forteracu
4.99 - 11.24 %
7 Yrs
aboundcu
4.99 - 5.19 %
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
membersheritage
5.49 %
ccuky
5.74 - 7.24 %
0.1 - 7 Yrs
lnfcu
5.75 - 7 %
4.3 - 6.2 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. Fortera's auto loans with APRs ranging from 4.99% to 11.24% and motorcycle loans from 6.49% to 12.74% . Unchanged over the past 7 or 30 days. Abound's auto loan rates range from 4.99% to 5.19% APR today, with no change from 7 or 30 days ago. Motorcycle and recreational loans both have a 6.14% APR, which is steady compared to previous periods. Other loan rates are also at 6.14% APR and remain unchanged from 30 days ago.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Members Heritage has an auto loan rate of 5.49% APR today, which is up from 4.49% seven and thirty days ago. Their other loan program has a rate range of 7.24% to 7.49% APR, showing no change over the past 7 and 30 days.

Commonwealth has auto loans with APRs ranging from 5.49% to 7.24% and motorcycle loans from 7.49% to 9.29% . Both rates have stayed the same compared to 7 and 30 days ago. Recreational loan rates also remain unchanged, ranging from 6.74% to 7.74% . L & N's auto loans with an APR range of 5.49% to 7% . These rates have shown no change compared to 7, 60, and 90 days ago.

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