Vehicle Loans in Lexington, KY

Looking for the lowest auto loan rates in Lexington, KY? Compare offers from trusted local lenders to find the best deal that fits your budget and timeline. Whether you’re buying new or used, we make the process simple and stress-free.

Get the keys to your next vehicle faster with flexible terms and quick approvals right here in Lexington. Our lenders know the community and are ready to help you save big on your auto loan today.

NewUsed

Filters

Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs
ukfcu
3.99 - 6.49 %
3.1 - 7.4 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. University Of Kentucky's auto loans with APRs ranging from 3.99% to 6.49% , which have not changed in the past 90 days. Motorcycle loans have a fixed APR of 7.74% , also unchanged over the same period. Recreational vehicle loans range from 6.99% to 8.24% , with no change in the last 7 days.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

🏦 Local Lenders in Lexington, KY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Fayette County, KY

Compare other loan types in Lexington, KY

Why compare Vehicle Loans in Lexington, KY on LendMesh

If you’re searching for the lowest auto loan rates today in Lexington, KY, keep exploring your options on LendMesh. Comparing offers from multiple lenders helps you uncover better deals and cheaper rates tailored to your needs. Taking a little extra time can make a big difference in your monthly payments and overall savings, so trust LendMesh to guide you through the process with ease and transparency.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 4% or 5%—and get notified the moment loan offers fall below your goal. Choose weekly or monthly updates featuring expert insights, rate trends, and curated loan deals designed for Lexington, KY borrowers like you. Join thousands of smart car buyers who use LendMesh to stay ahead and secure the best financing options.

Customers are also interested in:

Lowest Auto Loan Rates Today