Vehicle Loans in Winchester, TN

If you have excellent credit and live in Winchester, TN, now’s the perfect time to compare auto loan rates. Finding the best deal means more savings and a smoother path to your next car—whether it’s new or used.

Local lenders understand Winchester drivers and offer competitive rates with quick approvals. Take a moment to explore your options so you can drive away confident, knowing you got a great deal tailored just for you.

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Lender
APR
Term
Link
Info
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
tvfcu
4.39 - 16.99 %
5.3 - 7 Yrs
firstsouth
4.49 %
7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
redfcu
4.75 %
5 - 8 Yrs
cccu
4.84 - 5.94 %
3 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Tennessee Valley has auto loan rates ranging from 4.39% to 18% APR, with no change over the past 7 and 30 days. Their recreational loans also stay steady at 6.99% to 13.99% APR during the same periods. Other loan rates remain unchanged as well. First South Financial has an auto loan rate of 4.49% APR with no change over the past 7, 30, or 60 days. Recreational loans are at 10.1% APR, and other loans have a rate of 10.35% APR; both have stayed steady during the same periods. The auto loan range from 90 days ago was between 4.49% and 10.35% .

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Redstone's auto loan rates range from 4.75% to 5% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are between 6.49% and 6.99% APR, showing no change from both 7 and 30 days ago. Recreational loan rates are 6.49% APR, also with no change from 7 and 30 days ago.

City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

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