Vehicle Loans in Troy, AL

Looking to buy your next car in Troy, AL? Start by comparing loan offers online to find the best rates and terms that fit your budget. It’s quick, easy, and helps you save money before you even visit the dealership.

Get personalized car loan options from local lenders who understand Troy’s community. Applying online means fast approvals and friendly service, so you can drive away with confidence and a great deal tailored just for you.

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Lender
APR
Term
Link
Info
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
apcocu
4.7 - 7.25 %
4 - 6.2 Yrs
gogulfwinds
4.74 - 17.09 %
3 - 7 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
allincu
4.99 - 9.24 %
3 - 7.5 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
redfcu
5 %
5 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Apco Employees's auto loans with APRs ranging from 4.5% to 7.25% , and motorcycle loans from 6.75% to 7.25% . Rates for both products have shown no change over the past 7 and 30 days. Recreational loan rates range from 6% to 7.5% and have also remained steady during this time.

Gulf Winds's auto loans with rates ranging from 4.74% to 17.09% APR, which have not changed in the past 7 or 30 days. Recreational loans range from 6.49% to 17.99% APR and have also stayed the same over the last 7 and 30 days. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

All In has auto loan rates ranging from 4.99% to 9.24% APR with no change over the past 7, 30, 60, or 90 days. Motorcycle loans range from 10.24% to 10.74% APR and recreational loans from 8.74% to 10.74% , both also showing no change in the last 7, 30, and 60 days. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Redstone's auto loan rates range from 4.75% to 5% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are between 6.49% and 6.99% APR, showing no change from both 7 and 30 days ago. Recreational loan rates are 6.49% APR, also with no change from 7 and 30 days ago.

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