Vehicle Loans in Winter Haven, FL

Searching for the average car finance rate in Winter Haven, FL? Compare loan offers easily to find rates that fit your budget and get you behind the wheel faster. Local lenders understand our community and offer terms made with you in mind.

Winter Haven drivers trust personalized service and competitive rates to make smart car financing decisions. Whether you want a new or used vehicle, comparing your options helps you save money and drive away confident in your choice.

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Lender
APR
Term
Link
Info
tyndall
3.24 - 5.69 %
3 - 7 Yrs
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
dcfcu
3.49 - 6.69 %
3 - 8 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
tropicalfcu
3.89 - 6.24 %
3 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Tyndall's auto loan rates range from 3.24% to 5.69% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are higher than 90 days ago. American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.

Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago. Dade County's auto loans with rates from 3.49% to 6.69% APR and motorcycle loans ranging from 4% to 5% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 4.75% and 5.75% APR, also with no change from a week ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Tropical Financial's auto loan rates range from 3.89% to 6.24% APR today, with no change from 7 or 30 days ago but down since 60 and 90 days ago. Recreational loan rates are between 5.69% and 8.24% APR and have stayed the same over the past 7, 30, and 60 days.

Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

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If you’re searching for the average car finance rate in Winter Haven, FL, it’s wise to keep comparing offers from different lenders through LendMesh. Exploring multiple options helps you uncover better deals and potentially lower rates that fit your budget. Taking a little extra time to shop around can make a big difference in your monthly payments and overall loan cost.

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