Ready to find the best used car auto loan rates in Miami, FL? Compare offers from trusted lenders to secure a great rate that fits your budget and gets you behind the wheel faster.
Whether you’re buying your first car or upgrading, Miami drivers can enjoy flexible terms and quick approvals. Start comparing today and save money on your next vehicle loan with ease.
All In has auto loan rates ranging from 4.99% to 9.24% APR with no change over the past 7, 30, 60, or 90 days. Motorcycle loans range from 10.24% to 10.74% APR and recreational loans from 8.74% to 10.74% , both also showing no change in the last 7, 30, and 60 days. Eglin's auto loan rates range from 4.99% to 5.74% APR today. These rates have stayed the same compared to 7 and 30 days ago but are up from 90 days ago. Usf Federal Credit Union's auto loans with APRs ranging from 4.99% to 7.74% . Unchanged in the past 7, 30, 60, or 90 days. The credit union maintains steady rates for borrowers seeking vehicle financing.
Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.
Credit Union 1's auto loans with rates ranging from 3.99% to 14.74% APR today. These rates are down from 7 and 30 days ago and have also decreased compared to 60 and 90 days ago. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.
University's auto loans with APRs ranging from 4.99% to 17.9% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 8.55% and 17.9% , also with no change over the past 7, 30, or 60 days. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.
See the full lender directory — hours, services & financials →
If you’re searching for used car auto loan rates in Miami, FL, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and potentially lower rates. Exploring your options gives you the confidence to choose a loan that fits your budget and needs without feeling rushed or pressured.
Consider subscribing to LendMesh for personalized alerts tailored to your target rate—whether it’s 4%, 5%, or another number. You’ll receive timely notifications when offers fall below your threshold, plus weekly or monthly updates with expert insights and hand-picked deals. Join many Miami borrowers who trust LendMesh to stay informed and make smarter loan decisions.