Vehicle Loans in Gainesville, FL

Looking for the best credit union auto rates in Gainesville, FL? Compare local loan offers quickly and easily to find a rate that fits your budget and gets you behind the wheel faster.

Whether you’re buying new or refinancing, Gainesville credit unions offer flexible terms and friendly service to help you drive with confidence. Start comparing today and save!

NewUsed

Filters

Lender
APR
Term
Link
Info
tyndall
3.24 - 5.69 %
3 - 7 Yrs
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
dcfcu
3.49 - 6.69 %
3 - 8 Yrs
tropicalfcu
3.89 - 6.24 %
3 - 7 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
sdfcu
3.99 %
3 - 7 Yrs
creditunion1
3.99 - 14.74 %
3 - 5 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Tyndall's auto loan rates range from 3.24% to 5.69% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are higher than 90 days ago. American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.

Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago. Dade County's auto loans with rates from 3.49% to 6.69% APR and motorcycle loans ranging from 4% to 5% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 4.75% and 5.75% APR, also with no change from a week ago.

Tropical Financial's auto loan rates range from 3.89% to 6.24% APR today, with no change from 7 or 30 days ago but down since 60 and 90 days ago. Recreational loan rates are between 5.69% and 8.24% APR and have stayed the same over the past 7, 30, and 60 days. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Credit Union 1's auto loans with APRs ranging from 4.2% to 14.74% today. The rates are down from 7 and 30 days ago, with no change in the upper range. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

🏦 Local Lenders in Gainesville, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Alachua County, FL

Compare other loan types in Gainesville, FL

Why compare Vehicle Loans in Gainesville, FL on LendMesh

If you’re searching for credit union auto rates in Gainesville, FL, remember that comparing offers across multiple lenders can uncover better deals and more affordable rates. LendMesh helps you explore a variety of options at your own pace, so you can find the loan that fits your budget without feeling rushed. Keep checking back to make sure you’re getting the best possible terms for your next vehicle purchase.

Stay ahead of the curve by subscribing to LendMesh’s personalized alerts tailored for Gainesville drivers. Simply set your target rate—whether it’s 5% or 4%—and we’ll notify you the moment loan offers drop below that number. You’ll also get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping you make informed decisions and never miss a great opportunity. Join thousands of smart borrowers who trust LendMesh to keep them in the driver’s seat.

Customers are also interested in:

Credit Union Auto Rates