Personal Loans in Gainesville, FL 32610

Looking for an affordable personal loan in Gainesville, FL? Compare offers from trusted lenders to find the best rates and terms that fit your budget. Whether it’s for home improvements, medical bills, or everyday expenses, you deserve a loan that works for you.

Start your loan search with confidence right here in Gainesville. By comparing multiple personal loan options, you can secure flexible, low-cost financing tailored to your needs—helping you reach your goals without the stress. It’s simple, fast, and designed with your local community in mind.

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APR

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4.64 - 8.49 %

∞

4.99 - 7.99 %

4 - 7 Yrs

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.75 - 10.75 %

3 Yrs

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.99 - 11.99 %

1 - 7 Yrs

∞

8 - 11.75 %

∞

8.49 - 11.24 %

3 - 6 Yrs

$35,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. First Commerce personal loan rates are 4.99% APR today, the same as 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Its Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during these periods.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Publix Employees has a Personal loan with an APR of 9.5% , which is unchanged from 7, 30, 60, and 90 days ago. Their Emergency disaster loan has a steady APR of 8% , and the Personal line of credit remains at 11.75% APR over the same periods. Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period.

🏦 All Local Lenders in Gainesville, FL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
CAMPUS USA CREDIT UNION	ROOM H1 AT UF HEALTH SHANDS GAINESVILLE FL 32610	⏰ Monday, Tuesday, Thursday & Friday (7:00am-5:00pm) Wednesdays & Saturdays & Sundays (Closed ) 📞 3523359090 📠 3523351094	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $3,401,887,206 Deposits: $151,428,280 Net Worth: $425,739,672 Employees: 434 Members: 163,938

🏘️ All the Lenders Available in Alachua County, FL

✅MIDFLORIDA CREDIT UNION

✅CAMPUS USA CREDIT UNION

✅VYSTAR CREDIT UNION

✅RADIANT CREDIT UNION

✅FLORIDA CREDIT UNION

✅ALLIANCE CREDIT UNION OF FLORIDA CREDIT UNION

✅FICARE FEDERAL CREDIT UNION

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