Vehicle Loans in Smithfield, NC

Looking for low rate car finance in Smithfield, NC? Compare offers from trusted lenders to find the best deal that fits your budget. Whether you’re buying new or used, local options make it easy to get approved quickly and start driving your dream car sooner.

Smithfield drivers enjoy flexible payment plans and personalized service designed just for our community. Take a few minutes to compare loan rates, save money, and feel confident knowing you’re supported by lenders who understand your needs right here in Smithfield.

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Lender
APR
Term
Link
Info
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
hondafcu
5.24 - 6.84 %
5.5 - 7 Yrs
∞
foundersfcu
5.25 - 17.75 %
∞
centra
5.29 - 16.79 %
3.5 - 6.5 Yrs
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
corningcu
5.49 - 17.49 %
∞
langleyfcu
5.5 - 6.74 %
1 - 6.2 Yrs
∞
cafcu
6.49 - 17.75 %
5 Yrs
∞
efirstflight
6.513 - 6.544 %
10 - 15 Yrs
∞
latinoccu
9.75 - 11.75 %
7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Founders has auto loan rates ranging from 4.25% to 17.75% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 7.25% and 18% APR, also unchanged from 7 and 30 days ago and up from 30 and 60 days ago.

Centra's auto loan rates range from 4.99% to 16.79% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Other loan rates are between 6.75% and 19.25% APR, showing no change from 7 and 30 days ago and down from 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

Corning's auto loans range from 5.49% to 17.49% , with no change from 7 or 30 days ago. Motorcycle loans are steady at 6.49% , and recreational loans range from 6.99% to 8.74% , also showing no change over the past 7 and 30 days. Langley has auto loan rates ranging from 5.5% to 6.74% APR, which are unchanged from 7 and 30 days ago but higher than 30 days ago. Recreational loan rates are between 8.09% and 9.09% APR, also steady from 7 days ago but up from 30 days ago.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. First Flight's auto loan rates range from 6.51% to 6.54% APR today. These rates are higher than they were 90 days ago. No other recent rate changes are available for comparison. Latino Community's auto loan rates range from 7% to 11.75% APR today. These rates show no change compared to 30, 60, and 90 days ago.

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