Vehicle Loans in Chesapeake, VA

Shopping for a car loan in Chesapeake, VA? Comparing local lenders can help you find the best rates and terms to fit your budget. Whether you’re buying new or used, knowing the average car loan rate here gives you the power to save more.

Local credit unions and banks in Chesapeake offer competitive rates and quick approvals, making your car buying experience smoother. Take a moment to compare offers and drive away with confidence, knowing you got a deal that works for you.

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Lender
APR
Term
Link
Info
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
lfcu
5 - 8.5 %
3 - 10 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
bayportcu
5.39 - 17.99 %
1 - 7 Yrs
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
langleyfcu
5.5 - 6.74 %
1 - 6.2 Yrs
∞
chevronfcu
5.64 - 6.29 %
1 - 7 Yrs
∞
freedomfirst
6.24 %
7 Yrs
∞
cafcu
6.49 - 17.75 %
5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Lafayette's auto loan rates range from 5% to 8.5% APR today. This is up from the 7–and 30–day rates, which were both 5% to 6.25% . The 60–and 90–day rates stayed the same as those earlier periods. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

Newport News Shipbuilding Employees has auto loan rates ranging from 4.99% to 17.99% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago but are down from 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Langley's auto loan rates range from 5.5% to 6.74% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 8.09% and 9.09% APR, also steady compared to 7 days ago but higher than 30 days ago.

Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. Freedom First has an auto loan with an APR of 6.24% today, unchanged from 7 and 30 days ago but up from 60 and 90 days ago. The rate has increased since then, while it has stayed steady over the past month. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Chesapeake, VA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Chesapeake City County, VA

✅CHARTWAY FEDERAL CREDIT UNION
✅ABNB FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION
✅LANGLEY FEDERAL CREDIT UNION
✅N A E FEDERAL CREDIT UNION

Compare other loan types in Chesapeake, VA

Why compare Vehicle Loans in Chesapeake, VA on LendMesh

If you’re searching for the average car loan rate in Chesapeake, VA, remember that rates can vary widely between lenders. Using LendMesh to compare multiple offers helps you uncover better deals and potentially save hundreds. Take your time exploring options from trusted banks and credit unions so you can find a loan that fits your budget and gets you behind the wheel with confidence.

To stay on top of the best car loan rates in Chesapeake, consider subscribing to LendMesh’s personalized alerts. Just set your ideal rate—say 4% or 5%—and we’ll notify you the moment offers dip below your target. You’ll also receive expert insights, rate trends, and curated loan deals delivered weekly or monthly straight to your inbox. Join thousands of smart borrowers who use LendMesh to make informed decisions and never miss a great opportunity.

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