Vehicle Loans in Richmond, VA

Searching for the lowest auto loan rates in Richmond, VA? Compare offers from trusted local lenders quickly and easily to find the best deal that fits your budget. We help you cut through the noise so you can get behind the wheel faster.

Richmond drivers deserve clear, friendly loan options without the hassle. Our simple comparison tool connects you with lenders who know the area, offer competitive rates, and approve loans fast—making your car buying experience smooth and affordable.

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Lender
APR
Term
Link
Info
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
lfcu
5 - 8.5 %
3 - 10 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
bayportcu
5.39 - 17.99 %
1 - 7 Yrs
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
langleyfcu
5.5 - 6.74 %
1 - 6.2 Yrs
∞
chevronfcu
5.64 - 6.29 %
1 - 7 Yrs
∞
freedomfirst
6.24 %
7 Yrs
∞
cafcu
6.49 - 17.75 %
5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Lafayette's auto loan rates range from 5% to 8.5% APR today. This is up from the 7–and 30–day rates, which were both 5% to 6.25% . The 60–and 90–day rates stayed the same as those earlier periods. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

Newport News Shipbuilding Employees has auto loan rates ranging from 4.99% to 17.99% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago but are down from 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Langley's auto loan rates range from 5.5% to 6.74% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 8.09% and 9.09% APR, also steady compared to 7 days ago but higher than 30 days ago.

Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. Freedom First has an auto loan with an APR of 6.24% today, unchanged from 7 and 30 days ago but up from 60 and 90 days ago. The rate has increased since then, while it has stayed steady over the past month. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Richmond, VA

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🏘️ All the Lenders Available in Henrico County, VA

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Why compare Vehicle Loans in Richmond, VA on LendMesh

If you’re searching for the lowest auto loan in Richmond, VA, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and cheaper options. Exploring different offers allows you to find the best fit for your budget and needs without feeling rushed. Keep browsing and comparing to make sure you’re getting the most value for your vehicle loan.

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