Vehicle Loans in Richmond, VA

Thinking about a new or used car in Richmond, VA? Comparing average car loan rates from local lenders helps you find the best deal tailored to your budget, so you can drive away with confidence.

Richmond drivers trust nearby credit unions and banks for low rates and fast approvals. Start comparing your vehicle loan offers today and take the first step toward your next ride without the hassle.

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Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
mydccu
3.99 - 14.69 %
3.1 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs
hfcu
3.99 - 5.19 %
7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
truliantfcu
3.99 - 17.99 %
3 - 8 Yrs
andrewsfcu
3.99 - 5.67 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Dupont Community's auto loans with APRs ranging from 3.99% to 14.69% . Unchanged compared to 7 days ago but are slightly higher than 30, 60, and 90 days ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods. Truliant's auto loan rates range from 3.99% to 17.99% APR today, with no change from 7 or 30 days ago but down from 60 days ago. Motorcycle loans have rates between 10.49% and 18% APR, showing no change over the past 7, 30, or 60 days. Recreational loan rates are the same as motorcycle loans and have not changed recently.

Andrews Federal Credit Union's auto loans with rates from 3.99% to 6.6% APR, which are unchanged from 7 and 30 days ago. Motorcycle loan rates range from 10.64% to 14.24% APR and have gone up since 30 days ago.

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Why compare Vehicle Loans in Richmond, VA on LendMesh

If you’re searching for the average car loan in Richmond, VA, remember that rates can vary widely between lenders. Taking the time to compare your options on LendMesh can help you uncover better deals and potentially lower your monthly payments. Exploring multiple offers empowers you to make an informed decision and find a loan that truly fits your budget and needs.

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