Vehicle Loans in Philadelphia, PA

Looking for the average car loan interest rate in Philadelphia, PA? Compare offers from local lenders to find the best rates that fit your budget. Whether you’re buying new or used, exploring your options helps you save and drive away with confidence.

Philadelphia drivers deserve loan options that are fast and fair. Local credit unions and banks offer competitive rates and friendly service, so you can get approved quickly and enjoy personalized support every step of the way. Start comparing today and see how much you can save.

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Lender
APR
Term
Link
Info
fecca
4.4 - 6.99 %
3.1 - 7 Yrs
eriefcu
4.44 - 5.59 %
2.1 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
psecu
4.69 - 11.64 %
0.1 - 8 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
diamondcu
4.89 - 5.45 %
6.1 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Fedex Employees Credit Association's auto loans with APRs ranging from 4.4% to 7.24% , which have not changed over the past 60 and 90 days. Motorcycle loan rates range from 6.29% to 10. Erie has auto loan rates ranging from 4.44% to 6.35% APR, with no change in the past 7, 30, 60, or 90 days. Other loan rates are between 8.25% and 11.5% APR and have stayed the same over the last 7 and 90 days. University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago.

Pennsylvania State Employees has auto loan rates ranging from 4.69% to 11.89% APR, which are up from 7 days ago. Recreational loan rates are between 6.99% and 7.49% APR and have increased since 7 and 30 days ago. Both loan types show no term specified. Connexus's auto loans with APRs ranging from 4.69% to 6.44% , which have not changed over the past 7 or 30 days. Recreational loans have rates between 6.59% and 10.49% , remaining steady compared to 7, 30, and 60 days ago.

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago. Affinity Plus's auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged over the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 8.24% , also showing no change during this time.

Diamond has auto loan rates ranging from 4.89% to 5.45% APR and motorcycle loans between 5.99% and 6.99% APR. Unchanged compared to 7 and 30 days ago. Recreational vehicle loans are also available with rates from 10.49% to 11.79% APR, which remain steady over the same periods. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days.

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