Vehicle Loans in Philadelphia, PA

Looking for the average car loan interest rate in Philadelphia, PA? Compare offers from local lenders to find the best rates that fit your budget. Whether you’re buying new or used, exploring your options helps you save and drive away with confidence.

Philadelphia drivers deserve loan options that are fast and fair. Local credit unions and banks offer competitive rates and friendly service, so you can get approved quickly and enjoy personalized support every step of the way. Start comparing today and see how much you can save.

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Filters

Lender
APR
Term
Link
Info
bcu
2.89 - 6.44 %
3.1 - 7 Yrs
∞
psfcu
2.99 - 5.99 %
1 - 7 Yrs
∞
aacreditunion
3.34 - 4.09 %
5 Yrs
∞
penfed
3.39 - 5.74 %
3 - 7 Yrs
∞
navyfederal
3.89 - 7.39 %
1 - 8 Yrs
∞
sdfcu
3.99 %
3 - 7 Yrs
∞
deltacommunitycu
3.99 - 15.79 %
0.1 - 7 Yrs
∞
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
∞
freedomcu
3.99 - 5.24 %
0.1 - 7 Yrs
∞
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. Polish & Slavic's auto loans with APRs ranging from 2.99% to 6.75% , which have not changed in the past 7 or 30 days. Motorcycle loans have a fixed APR of 7% , remaining steady compared to 7 days ago and the 60–and 90–day periods. American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 5.59% and 6.34% APR, also showing no change over the past 7 and 30 days.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Navy Federal Credit Union's auto loans range from 3.89% to 9.9% , with no change from 7 or 30 days ago. Motorcycle loans range from 7.45% to 10.05% APR and have stayed the same over the past 7 and 30 days. Recreational loans also show no change, with rates between 6.95% and 9.9% . State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change in the past 7 or 30 days. Recreational vehicle loans have rates between 8.49% and 10.49% APR, which have also stayed the same over the last month. Freedom's auto loan rates range from 3.99% to 9.49% APR today. These rates have shown no change compared to 7 and 30 days ago.

Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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