Vehicle Loans in Philadelphia, PA

Ready to find the best used car loan in Philadelphia? Compare offers from local lenders to score great rates and fast approvals, so you can drive away with confidence without breaking the bank.

Philadelphia drivers deserve loan options that fit their needs. By comparing multiple offers, you’ll discover affordable payments and personalized service tailored just for you—making your next used car purchase smoother and smarter.

NewUsed

Filters

Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
belco
4.99 %
∞
americanheritagecu
4.99 - 5.99 %
5.3 - 7 Yrs
∞
americafirst
4.99 - 7.74 %
5 - 8 Yrs
∞
heritagefcu
4.99 %
∞
fmfcu
4.99 %
0.1 - 6 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
firstcomcu
4.99 - 5.74 %
0.2 - 7 Yrs
∞
clearviewfcu
5.24 %
7 Yrs
∞
corningcu
5.49 - 17.49 %
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. Belco Community Credit Union's auto and motorcycle loans have an APR of 4.99% , with no change from 7 or 30 days ago. Recreational vehicle loans range from 7.99% to 8.99% APR. American Heritage's auto loans with APRs ranging from 4.99% to 10.94% , and motorcycle loans with rates between 5.39% and 7.49% . Both rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 5.99% to 9.49% .

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR. Franklin Mint's auto loans with APRs ranging from 4.99% to 8.24% and motorcycle loans from 5.99% to 9.24% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady between 8.49% and 8.99% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, but they are slightly up from 60 and 90 days ago.

Clearview's auto loan rate is 5.24% APR today. This rate has not changed over the past 7, 30, 60, or 90 days. Corning's auto loans range from 5.49% to 17.49% , with no change from 7 or 30 days ago. Motorcycle loans are steady at 6.49% , and recreational loans range from 6.99% to 8.74% , also showing no change over the past 7 and 30 days.

🏦 Local Lenders in Philadelphia, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Philadelphia, PA

Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re searching for the best used car loans in Philadelphia, PA, keep exploring different lenders on LendMesh to uncover better deals and more affordable options. Comparing offers helps you make an informed choice that fits your budget and needs, so take your time and see what’s available before making your decision.

To stay ahead in your loan search, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and get notified when offers fall below that threshold. With weekly or monthly updates featuring expert insights and hand-picked loan deals, Philadelphia borrowers like you can stay informed and never miss a great opportunity.

Customers are also interested in:

Best Used Car Loans