Vehicle Loans in Philadelphia, PA

Ready to find the best used car loan in Philadelphia? Compare offers from local lenders to score great rates and fast approvals, so you can drive away with confidence without breaking the bank.

Philadelphia drivers deserve loan options that fit their needs. By comparing multiple offers, you’ll discover affordable payments and personalized service tailored just for you—making your next used car purchase smoother and smarter.

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Lender
APR
Term
Link
Info
visionsfcu
5.49 %
7 Yrs
∞
citadelbanking
5.49 - 5.74 %
∞
trumarkonline
5.54 - 6.44 %
5.3 - 7 Yrs
∞
peoplefirst
5.74 - 6.64 %
5.5 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞
patriotfcu
6.14 - 6.79 %
0.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions's auto loans with APRs ranging from 5.49% to 9.99% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational vehicle loans have rates between 10.74% and 11.24% , showing no change over the past 7 and 30 days. Citadel's auto loans with APRs ranging from 5.49% to 10.49% and motorcycle loans from 7.49% to 12.49% . Unchanged over the past 7 or 30 days. Both loan types provide steady terms without recent fluctuations. Trumark Financial's auto loan rates range from 5.54% to 6.54% APR and have not changed in the past 7 or 30 days. Motorcycle loans are fixed at 6.99% APR with no change over the same periods. Recreational loan rates start at 7.49% APR.

People First has auto loan rates ranging from 5.74% to 10.74% APR, which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans range from 6.74% to 8.49% APR and show the same pattern of no change from 7 days ago and an increase from 30 and 60 days ago. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Patriot's auto loan rates range from 6.14% to 6.79% APR and have not changed in the past 7, 30, or 60 days. Recreational loan rates are between 7.39% and 8.54% APR, with no change over the same periods.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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