Vehicle Loans in Philadelphia, PA

Ready to drive your dream car in Philadelphia? Compare car finance loan offers tailored for Philly drivers and find the best rates that fit your budget. It’s simple, fast, and helps you save on your next vehicle purchase.

Whether you’re buying new or used, local lenders understand your needs and offer flexible plans that work for you. Start comparing today and get behind the wheel with confidence, knowing you’ve chosen the best deal in Philadelphia, PA.

NewUsed

Filters

Lender
APR
Term
Link
Info
psecu
4.69 - 11.89 %
0.1 - 8 Yrs
∞
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
∞
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
∞
diamondcu
4.89 - 5.45 %
6.1 - 7 Yrs
∞
belco
4.99 %
∞
fecca
4.99 - 7.24 %
3.1 - 7 Yrs
∞
fmfcu
4.99 - 8.24 %
0.1 - 6 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Pennsylvania State Employees has auto loan rates ranging from 4.69% to 11.89% APR, which are up from 7 days ago. Recreational loan rates are between 6.99% and 7.49% APR and have increased since 7 and 30 days ago. Both loan types show no term specified. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.44% , which have not changed over the past 7 or 30 days. Recreational loans have rates between 6.59% and 10.49% , remaining steady compared to 7, 30, and 60 days ago. Affinity Plus's auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged over the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 8.24% , also showing no change during this time.

Diamond has auto loan rates ranging from 4.89% to 5.45% APR and motorcycle loans between 5.99% and 6.99% APR. Unchanged compared to 7 and 30 days ago. Recreational vehicle loans are also available with rates from 10.49% to 11.79% APR, which remain steady over the same periods. Belco Community Credit Union has an auto loan rate of 4.99% APR, which is unchanged from 7 and 30 days ago. Motorcycle loans also have a 4.99% APR with no change over the same periods. Recreational vehicle loans range from 7.99% to 8.99% APR and have stayed steady compared to 7 and 30 days ago.

Fedex Employees Credit Association's auto loans with APRs ranging from 4.4% to 7.24% , which have not changed over the past 60 and 90 days. Motorcycle loan rates range from 6.29% to 10. Franklin Mint's vehicle loans with rates ranging from 4.99% to 8.24% for auto loans and 5.99% to 9.24% for motorcycle loans. Unchanged over the past 7, 30, or 90 days. Recreational loan rates also remain steady between 8.49% and 8.99% . Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days.

🏦 Local Lenders in Philadelphia, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Philadelphia, PA

Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re searching for a car finance loan in Philadelphia, PA, it pays to keep comparing lenders on LendMesh. Exploring multiple offers helps you spot better rates and more affordable options tailored to your needs. Take your time, review the choices, and find the loan that fits your budget without any pressure—LendMesh is here to make the process easier and more transparent for you.

To stay ahead in the Philadelphia car loan market, consider subscribing to LendMesh’s alerts. Simply set your target rate, like 4% or 5%, and receive notifications when offers drop below that mark. You’ll get regular updates with expert insights, rate trends, and hand-picked deals delivered straight to your inbox. Join thousands of smart borrowers who trust LendMesh to help them find the best car finance options without the hassle.

Customers are also interested in:

Car Finance Loan