Vehicle Loans in Philadelphia, PA

Looking for low APR car deals in Philadelphia, PA? Compare loan offers from trusted local lenders to find the best rates and terms that fit your budget. It’s fast, simple, and designed to help you drive away with confidence.

Philadelphia drivers deserve easy access to affordable vehicle loans. By comparing multiple offers, you can save money and enjoy flexible payment options tailored to your needs. Start your journey to a new ride with friendly, community-focused support right here at home.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
∞
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
∞
diamondcu
4.89 - 5.45 %
6.1 - 7 Yrs
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
fmfcu
4.99 - 8.24 %
0.1 - 6 Yrs
∞
belco
4.99 %
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Diamond's auto loans with APRs ranging from 4.89% to 5.45% , and motorcycle loans from 5.99% to 6.99% . Rates for both programs have shown no change over the past 7 and 30 days. Recreational loan rates range from 10.49% to 11.79% and have also remained steady during this time.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Franklin Mint's auto loans with APRs ranging from 4.99% to 8.24% and motorcycle loans from 5.99% to 9.24% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady between 8.49% and 8.99% .

Belco Community Credit Union's auto and motorcycle loans have an APR of 4.99% , with no change from 7 or 30 days ago. Recreational vehicle loans range from 7.99% to 8.99% APR. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

🏦 Local Lenders in Philadelphia, PA

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Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re searching for low APR car deals in Philadelphia, PA, it pays to keep comparing lenders on LendMesh. Exploring multiple options helps you uncover better rates and cheaper loans tailored to your needs. Take your time reviewing offers from trusted banks and credit unions so you can confidently drive away with the best financing available in Philadelphia.

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