Vehicle Loans in Philadelphia, PA

Ready to buy your next car in Philadelphia, PA? Comparing loan offers from local lenders helps you find the best rates and terms—saving you money and hassle.

Whether you’re upgrading or refinancing, exploring options from trusted credit unions and banks in Philly puts you in control. Start comparing today and drive away with confidence.

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Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
∞
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
∞
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
∞
psfcu
3.99 - 6.75 %
1 - 7 Yrs
∞
deltacommunitycu
3.99 - 16.09 %
0.1 - 7 Yrs
∞
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
∞
penfed
4.34 - 6.24 %
3 - 7 Yrs
∞
eriefcu
4.44 - 6.35 %
2.1 - 7 Yrs
∞
freedomcu
4.49 - 9.49 %
0.1 - 7 Yrs
∞
bcu
4.64 - 7.44 %
3.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 5.59% and 6.34% APR, also showing no change over the past 7 and 30 days. Navy Federal Credit Union's auto loans range from 3.89% to 9.9% , with no change from 7 or 30 days ago. Motorcycle loans range from 7.45% to 10.05% APR and have stayed the same over the past 7 and 30 days. Recreational loans also show no change, with rates between 6.95% and 9.9% .

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Polish & Slavic's auto loans with APRs ranging from 2.99% to 6.75% , which have not changed in the past 7 or 30 days. Motorcycle loans have a fixed APR of 7% , remaining steady compared to 7 days ago and the 60–and 90–day periods. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago.

Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Erie has auto loan rates ranging from 4.44% to 6.35% APR, with no change in the past 7, 30, 60, or 90 days. Other loan rates are between 8.25% and 11.5% APR and have stayed the same over the last 7 and 90 days.

Freedom's auto loan rates range from 3.99% to 9.49% APR today. These rates have shown no change compared to 7 and 30 days ago. Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range.

🏦 Local Lenders in Philadelphia, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
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✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
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✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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